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Travel Insurance for USA

A Quick Guide on Travel Health Insurance USA


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    Your premium is Rs.

    Above Premium includes 18% GST



    Claim Settlement Ratio (OND 2018)


    8100 +

    Network Hospitals across 500 cities


    400 Lacs+

    lives covered

    About USA Travel Insurance

    Travel Insurance for USA: Holding the title of being one of the strongest countries in the world, the United States of America continues to be one of the places people wish to visit and cross off their bucket list. A cultural melting-pot that most people aspire to be a part of, the US is every student’s dream, every worker’s challenge, and every traveler’s getaway. Before heading out for the USA, one must always consider buying USA travel insurance to safeguard themselves from possible mishaps.

    The third-largest country in the world by area, the United States of America is a highly-developed country which offers a quality lifestyle for its people. The Statue of Liberty, the White House, the Times Square, the Niagara Falls, the Grand Canyon – there are various noteworthy tourists’ spots in the country that have an everlasting fascination and appeal for travelers. The beauty and opulence of the bustling cities in the USA have drawn global travelers in large numbers. Visit the magnificence of this vast land to create great travel stories worth cherishing for a lifetime. Safeguard your trip with the best USA travel insurance so that you can spend your dollars in fulfilling your travel goals.

    Quick Facts About USA


    Washington, D.C.

    Official Languages



    US Dollar

    Country calling code


    Modes of transportation

    Buses, high-speed rail, ferry, streetcars

    Time difference (Australian Capital Territory)

    10 Hours and 30 Minutes behind IST

    International Airports

    Hartsfield–Jackson Atlanta International Airport, Los Angeles International Airport, O'Hare International Airport, Seattle–Tacoma International Airport, Denver International Airport, San Francisco International Airport, John F. Kennedy International Airport, to name a few

    Is USA Travel Insurance Mandatory?

    It is not mandatory to have USA travel insurance while visiting America, but it is definitely recommended! Buying travel insurance for USA not only enables you to address medical emergencies, but it also provides for occurrences like flight delays. Browsing through the options available will enable you to select the best USA travel insurance plan. It is important to note that some types of visas are only approved if the holder has a travel insurance plan for USA in hand, such as a J-1 visa which is meant for work-related purposes.

    A responsible traveler would take into account every possible event that could occur along their trip. Travel insurance would help ease the stress of extra finances during your trip. Medical and non-medical emergencies can be covered through comprehensive and reliable travel insurance for students, workers, and other visitors. We realize that the need for every individual and travel varies, which is why we offer customized travel insurance to suit all, especially those traveling on a budget.

    What is Covered in USA Travel Insurance Plan?

    Medical insurance for travel to USA provides innovative features and coverage options that will guide you every step of the way. We make your dream of an unforgettable journey our reality. Explore offers an abundance of benefits that makes it a traveler’s number one choice for travel insurance for USA from India. We have plans ranging from just a few days to annual plans, making it a flexible and affordable choice. Through our services, one can also apply for travel insurance online for USA in just a few mouse clicks. We believe in maintaining the utmost transparency, which is why we disclose in detail all that the travel insurance cover and all that we do not.

    Travel Insurance for USA with Pre-existing Medical Conditions

    Any injury, illness, disease or other medical condition known and diagnosed before purchasing USA travel insurance needs to be declared as a pre-existing medical condition. This way the traveler ensures that his coverage includes expenses with relation to existing medical conditions, in case of a relapse. One needs to ensure that the insurance suits all the medical needs and must choose a policy that caters to all parts of their health. Failure to disclose pre-existing medical conditions can affect the validity of their policy and claim. Cashless USA Travel insurance steers you away from extremely expensive hospital treatments and medical-related liabilities. Your health is not just your priority but ours too, ensure that you are supported at your weakest point in a foreign country with our services.

    Medical Insurance for USA

    Whether it is a medical or non-medical emergency, protecting yourself from travel liabilities that could affect your trip is a must. With our supportive and trustworthy policy, we provide you with the best travel medical insurance for the USA from India. We consider several factors which make our travel medical insurance a suitable choice. Our region-specific plans provide you with different threat coverage that the area is prone to, our multi-trip insurance for frequent flyers ensure their safety for almost 365 days! You also have the option to apply for a refund in case your trip has been cut short.

    A few questions one must keep in mind before choosing medical insurance for travel to USA are; what is the nature and frequency of your trip? What is your destination? What is your medical history like? Questions like these will help you choose the best medical insurance plan, suitable for your purpose and budget. One does not need to compromise on their health due to the burden of expenses; our service would be the pillar of support needed during times of emergencies.

    Travel Insurance for parents traveling to USA

    Ideal for parents above the age of 50 and senior citizens surpassing the age of 70 travel insurance for parents visiting the USA can be a great way to safeguard them from medical emergencies or any travel hindrances met during their journey or stay. Given their age, they are likely to be more vulnerable to a problem which is why depending on their age, duration of stay and activities we have plans for travel insurance for USA from India dedicated just to satisfy their needs.

    Acting as unstinting financial support, parents must ensure that important expenses such as hospitalization, trip cancellations, relapse of pre-existing medical conditions and other such threats are covered comprehensively in the policy adopted. Parents have always taken care of you, now it’s your turn!

    >> Check: Inclusions in International Travel Insurance plan

    Types of USA Visas

    There are various types of non-immigrant visas for temporary visitors going to the US.

    Business or Tourist Visa: This category is further classified into B-1 and B-2 visas. Professionals visiting USA for business, scientific or educational conferences or settling estate contracts must apply for B-1 Visa. Those visiting for a pleasure trip, family visit or medical treatment must apply for B -2 visa.

    Work Visa: Those planning to work temporarily, you must apply for a specific visa based on the type of work. Before applying for this visa, applicants of H, L, O, P and Q visas should get a petition approved on their behalf by U.S. Citizenship and Immigration Services (USCIS). To apply for a work visa at the Embassy or Consulate, you must get the petition, Form I-129, approved. Your employer will then receive Form I-797 which serves as petition's approval notification. Remember to carry all the documents like Form I-129 and Form I-797 for your visa interview. The various work visas for USA are mentioned below:

    • H-1B (specialty occupation)
    • H-1B1 Treaty-based Temporary Work Visas
    • H-2A (seasonal agricultural workers)
    • H-2B visa (skilled and unskilled workers)
    • H-3 (to receive training from an employer)
    • H-4 (offered to dependents but they will not be permitted to work in the US)
    • L-1 (intra-company transferees)
    • L-2 (offered to dependents viz. spouses, unmarried children under age 21 where a spouse can get employment authorization in the US)
    • O Visa (for people with extraordinary ability in sciences, arts, education, business, and athletics or extraordinary achievement in motion picture/TV production, etc.
    • P (artists, entertainers, athletes or essential support personnel)
    • Q Visa (for participating in an international cultural exchange program)
    • Student Visa: International students coming to study in the US can apply for this visa after getting approved by their school or program.
      • F-1 Visa: Those planning to engage in academic studies at an accredited US college/ university/ private secondary school or approved English language program.
      • M-1 Visa: Those planning to engage in non-academic or vocational study or pursue training at any US institution.
    • Exchange Visitor Visa: Foreign citizens looking to participate in the exchange programs in the US can apply for this visa with approval from the authorized program sponsor.
    • Transit or Ship Crew Visa: Foreign citizens who are en route to a foreign destination and are in immediate and continuous transit through the US can apply for any of the following visa:
      • Transit (C visa) for meeting friends or family
      • Crew D Visa offered to a crew member of a sea vessel or aircraft
    • Religious worker Visa: Those who are planning to work in a religious capacity in the US on a temporary basis can apply for this visa.
    • Domestic Employee Visa: Personal or domestic servants accompanying their employer to the US are eligible for B-1 visas.
    • Journalist or Media Visa: Non-immigrants who representing a foreign media can apply for this visa for temporarily traveling to the US, provided they have a home office in a foreign country.

    USA Visa Procedure:

    Step 1 Fill the application form online based on the type of visa. Non - immigrant visa (DS-160) for those who are traveling to USA for a limited amount of time

    Step 2 Pay the visa fees

    Step 3 After paying the visa fee, create a profile and use your receipt number to schedule your visa appointment with Visa Application Centre and US Embassy or Consulate

    For your Visa Application Centre appointment, you will need to bring:

    • A passport with a validity that dates at least six months beyond your intended period of stay in the United States
    • Your DS-160 confirmation page.
    • Your appointment confirmation page
    • photograph as per U.S. visa specifications

    Following your visit to the Visa Application Centre, you will then visit the U.S. Embassy or Consulate. You must bring:

    • A printed copy of your appointment letter,
    • Your DS-160 confirmation page
    • Your current and all old passports
    • Supporting Documents as per your visa type (such as student ID/employment letter/pension order)

    For further queries, contact the US embassy or consulate in India;






    US Embassy, New Delhi

    Shantipath, Chanakyapuri New Delhi - 110021


    Monday-Friday (9 AM-5 PM) (except on holidays)


    US Consulate General, Kolkata

    5/1, Ho Chi Minh Sarani Kolkata - 700071


    Monday-Friday (9 AM-5 PM) (except on holidays)


    US Consulate General, Chennai

    No. 220, Anna Salai Chennai - 600006


    Monday-Friday (9 AM-5 PM) (except on holidays)


    US Consulate General, Mumbai

    C-49, G-Block, Bandra Kurla Complex Bandra East, Mumbai - 400051


    Monday-Friday (9 AM-5 PM) (except on holidays)


    US Consulate General, Hyderabad

    Paigah Palace 1-8-323 Chiran Fort Lane, Begumpet Secunderabad - 500003 Andhra Pradesh


    Monday-Friday (9 AM-5 PM) (except on holidays)


    Planning your Trip to USA

    From subtropical climates that perfect your tan to arctic climates that make you crave a cup of hot chocolate, the United States of America has it all. A country which will rope you back after every visit, it’s a hub for music and theatre, mouth-watering food, fashion, history and their everlasting culture. A day of travelling will be worth the journey for every visitor.

    Be sure to visit:

    1. Miami, Florida - A paradise with gorgeous beaches, experience the balmy days of late summer every day of the year. The Latin beats will make you fall in love with the city.
    2. California - Whether it is the upbeat city life, sun-kissed surf beaches, drive along Brooklyn Bridge, or a classy wine tasting in Sonoma, this golden state is the answer to all.
    3. New York City- A concrete jungle where dreams are made, NYC has great parks, art museums, and food markets to indulge in. Landmarks such as the Empire State Building and the Statue of Liberty continue to be tourist favorites.
    4. Las Vegas, Nevada - From luxurious hotels to fancy casinos, it is the nightlife that one deserves to be a part of and must-see once in their lifetime.
    5. Hawaii- A quintessential island paradise, say ‘aloha’ to one the most breath-taking places in the country. Fall in love with the way the ocean waves roar and the sound of the breeze making the leaves rustle.

    Your journey would not be completed without visiting the following places and activities:

    • Walt Disney World's Magic Kingdom - Located in Orlando, Florida dive into the world of fantasy and relive your childhood while creating the best memories for your children with fun rides, characters, and activities.
    • Sedona and the Grand Canyon - A stone formation that changes with the light, experience this geological wonder in the state of Arizona. Known as one of the most famous US National Parks, it has been carved and shaped by the Colorado River for over a thousand years.
    • Big Sur, California - Just like a scene from every movie, book, and song, the drive down from the Pacific Coast Highway is jaw-dropping. Not only is it just a visual feast but it's also a relaxing scenic drive that one would need in a country filled with many.
    • New Orleans - From radiating French authenticity to hosting the biggest part in New Orleans, Mardi Gras, be a part of their culture and stroll along the French street to hear the music they are known for. For the best experience, stay in the French Quarter.
    • Northern lights in Alaska - During the months of September to April, see ribbons of color flow in the sky, streams of emerald dance in the sky and feel yourself get lost in the sight of this natural phenomenon.
    • Statue of Liberty - It is a colossal neoclassical sculpture located in New York and continues to be one of the largest tourist hubs in the USA

    A person traveling in a foreign country must always have the ability to contact the embassy in case of loss/theft of passports

    The information of the US embassy is as follows;




    Embassy of India, Washington DC

    2107 Massachusetts Avenue, NW Washington, DC 20008

    Consulate General of India, New York

    3 East 64th Street(Between 5th and Madison Avenues)New York, NY 10065

    Consulate General of India, Atlanta

    5549 Glenridge Drive NE, Atlanta, GA 30342

    Consulate General of India, Chicago

    455 North City Front Plaza Drive, NBC Tower Building, Suite No. 850, Chicago, IL 60611

    Consulate General of India, Houston

    4300 Scotland Street, Houston, TX 77007

    Consulate General of India, San Francisco

    540 Arguello Boulevard, San Francisco, CA 94118

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