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Travel Insurance for Senior Citizens

Benefits of Senior Citizens Travel Insurance

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    Your premium is Rs.

    Above Premium includes 18% GST

    I

    94%

    Claim Settlement Ratio (OND 2018)

    II

    8100 +

    Network Hospitals across 500 cities

    III

    400 Lacs+

    lives covered

    About Travel Insurance for Senior Citizens

    Retirement brings hope to you to live your life once again. After so many years of hard work, sacrifices, and, sleepless nights you are ready to play your second innings when you can enjoy every bit of your life, and travel is the best idea to do so. It must be one thing that you ever wanted to do in your young days, but could not plan because of your responsibilities. Now you can give wings to your dream and explore the world. But, do not let your age to hinder your joy of travel. When there is a will there is a way, plan your international trip with senior citizens travel insurance that helps you to enjoy your sixty-plus travel worry-free. Read below what travel insurance for senior citizens covers.

    What does Travel Insurance for Senior Citizens Cover?

    Travel insurance for senior citizens offers comprehensive coverage to elderly people. See what all it covers:

    • In-patient hospitalization expenses during medical emergencies
    • Medical evacuation expenses are covered under senior citizen travel insurance
    • Loss of check-in baggage due to delay, theft or damage in transit
    • Cost of obtaining a duplicate passport in case of loss of passport
    • Trip delay or cancelation reimbursement
    • Expenses for return of a minor
    • Personal accident and personal liability
    • Anesthetic teeth treatment due to injury
    • Compensation for death or permanent disability due to accident
    • Expenses incurred for transporting the insured’s mortal remains to homeland

    Exclusions under Senior Citizens Travel Insurance

    Travel insurance for senior citizens also has exclusions. These are the conditions when the insurer denies your claim. So read them and opt for senior citizen travel insurance with minimal exclusions.

    • Any diagnosis of diseases/undergoing surgery/occurrence of an event, whose signs or symptoms occur within the first 30 days of policy period are not covered in international travel insurance for senior citizens.
    • Expenses attributable to self-inflicted injury such as suicide, attempted suicide, etc.
    • Expenses arising out of or attributable to alcohol or drug.
    • Medical expenses incurred for transmitted diseases such as AIDS
    • Treatment arising from or traceable to pregnancy and childbirth, miscarriage, abortion, and its consequences.
    • Infertility treatment and in vitro fertilization cannot be claimed.
    • Expenses incurred for the treatment of congenital disease (diseases or disabilities occur due to birth defects).
    • War, nuclear attacks, riot, and strike are considered as permanent exclusions.
    • Plastic surgery, cosmetic treatment, and implant are also not covered under overseas travel insurance policy for senior citizens.

    >> Also Read: Health insurance for Senior Citizens

    So, to rejuvenate your body and soul after so many years of exertion travel is the best therapy. But, as it is full of uncertainties and surprises, it’s always good to cover yourself and your travel companion with travel insurance for senior citizens before you start your trip. You can opt for Religare Travel Insurance, the most trusted brand in senior citizens travel insurance that covers all your travel risks. It gives you the maximum coverage at an affordable premium and provides you financial security during any medical emergency in a foreign land. So, fly high with overseas travel insurance for senior citizens to explore the world fearlessly in your 60s.

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