Schengen Travel Insurance Guide
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From the natural allure of the Swiss Alps to the incredible Roman architecture which speaks of an era past, Europe is a treat for visitors. Offering a range of experiences from magical gondola rides to the view from the top of the Eiffel Tower a trip to Europe is more than just a series of checks on your to-do list- it is an experience to treasure. Architectural marvels, food which carries the flavors of history, and much more await you on that much-awaited vacation. So pack your bags, pick the perfect travel insurance for Schengen visa and indulge!
While travelling, it is mandatory to pick up Schengen travel insurance depending on the type of visa you are applying. Immigration officers check for your travel insurance for Schengen visa before approving a permit.
An area comprising of 26 European countries/States officially abolished all passport and other types of border control at their borders as part of the Schengen agreement in 1995. A single jurisdiction operates in this area for international travel purposes. They have a common visa policy. Over the years, some countries have imposed additional restrictions in view of recurring terror attacks, and if you are applying for a visa, you will need to identify the one which covers the countries you plan to travel to and procure insurance from India to Europe.
If you aim to travel to any of the countries mentioned below, you will need to get travel insurance for Europe.
Europe has a state-of-the-art health care system which is among the best in the world, but availing it can be very expensive. A travel health insurance for Europe is a good option in such a scenario since an insurer can provide aid to the traveler in an emergency. Students, especially those who are travelling to Europe for further studies can benefit significantly from travel insurance for Schengen visa.
A Schengen visa obtained by any of the Schengen Area member countries gives free movement to the one holding the visa within the whole of Schengen Zone up to its validity and period limitations. The Schengen visa can have different restrictions depending on the Embassy directives.
The different types of visa to the Schengen region given are:
At Religare Health Insurance, we ensure that you are covered every step of the way with Explore International Travel Insurance. A thoughtfully designed product, Explore offers distinct benefits which make it the best travel insurance for Schengen visa.
Here are some prominent features of the plan:
With Explore, we aim to pre-empt anything that may go wrong on your trip to Europe. Here is an overview of the coverage you will receive with Explore International Travel Insurance. Please visit the Travel Explore Section to know more about the Inclusions
While the plan covers all your needs for travel insurance for Schengen visa there are some exclusions which apply. Please visit the Travel Explore Section to know more about the Exclusions
Now that we have covered the important question “do you need travel insurance for Schengen visa,” there are a few critical factors to consider before choosing one? Travel Insurance is a highly customizable product which can be tailor-made to suit individual needs. Here are the essential questions one needs to ask before picking travel insurance for Europe visa.
While travelling to the Schengen territory, it is essential to cross-check if the travel insurance online for Europe is valid on the VFS website.
While a once-in-a-lifetime trip needs a single-trip insurance plan, frequent flyers would benefit from picking a travel insurance plan which is annual. Student and senior citizens may choose from plans which keep their needs and budget in mind.
The insurance premium is calculated on the basis of the number of days you plan to spend in any Schengen country in Europe. A shorter trip is sure to have a lower premium
If you have a pre-existing life-threatening ailment, you will need to ensure that the policy you pick accommodates it. Smokers and Regular drinker usually have a higher premium to pay than non-smoker and drinkers.
Destinations which are high-risk zones have insurance plans with a higher premium requirement. If you are headed to a country famous for adventure activities, you will need to check if your policy covers any injuries which may be caused because of them
The application procedure for a Schengen Visa is simple and seamless. One needs to gather all the required documents and purchase travel insurance for Europe before proceeding with the application.
Travelling to a new country is an exciting adventure. With careful planning and preparation, you can create lasting memories of a visit to Europe. To have a great trip, here are a few things to keep in mind before travelling to Europe
1. Check the visa requirements of the Schengen country you are travelling to and make sure you comply with those requirements
2. If you are travelling on a budget, then it is a good idea to go offseason to experience the best of Europe at affordable prices. You can also avoid crowded touristy areas.
3. Make Reservations in Hotels and any activities that you want to do there in advance. You will not only get great prices, but you will also avoid the last minute rush
4. Take comfortable shoes to walk everywhere in. Europe has beautiful pathways and parks which are best enjoyed on foot
5. Travel light as much as possible and carry comfortable clothes to wear depending on the season.