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Travel Insurance for Dubai

Religare Health Insurance


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    Network Hospitals across 500 cities


    400 Lacs+

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    The awe-inspiring Burj Khalifa dominates the skyline of Dubai, unchallenged by the many treasures that the city houses. Serenaded by the Dubai fountain, this marvel of architecture is among the prime attractions of the city of Dubai. From a close brush with the Bedouin way of life to an encounter with exotic creatures in a marine-animal park, and from pub-crawling to shopping, the City offers a range of experiences to people of all ages.


    Home to 200 nationalities apart from the native citizens, the United Arab Emirates (the UAE) has one of the highest populations of immigrants in the world. The largest and most populous city of the UAE, Dubai is a well-known business hub and tourist spot. A significant part of the people travelling to Dubai comprises of Indian nationals. 


    Whether your trip to Dubai is work-related or just a casual trip, the one thing that must top your list is travel insurance. 


    Is travel insurance mandatory for Dubai?



    Travel insurance is a mandatory requirement for anyone travelling to the UAE for more than 30 days. Since the city doesn't offer free health care and medical needs can be expensive, travel insurance for Dubai is essential as it helps cover medical uncertainties. It is important to remember that while medical emergencies are a primary concern, that is not all a travel insurance plan guards against!


    To ensure that travellers make provisions to insure themselves, the authorities have mandated that if a person’s medical bills are unpaid, his/her passport will be impounded. While this may seem a bit harsh, it is in the traveller’s interest to prepare to avoid such a situation.


    Do you plan to visit Ski Dubai – the only Middle East indoor ski resort? Well, if you plan to have super fun while snowboarding at this world’s third-largest skiing destination, you should also plan to apply for a snowboarding cover or ski insurance. 


    Five things to keep in mind while travelling to Dubai



    Learning about new cultures is the best part of a trip, but it is important to do some groundwork even before you start. Here is of things to consider when you are planning a trip to Dubai.


    1. Buy travel insurance with health coverage: Unforeseen medical emergencies can be taken care of, at ease when you have international travel insurance
    2. Check your visa status: It is advisable to check with the Indian embassy for a visa before you plan your trip to Dubai. 
    3. Read up on what to wear: Make sure you carry modest attire to wear to public places. Women are well-advised to carry a cover-up in their bags at all times.
    4. Read up on the culture: Dubai follows many traditions. So, ask for permission before you click photographs. Be aware of your surroundings and use that camera wisely as clicking pictures explicitly is allowed only in tourists spots. 
    5. Carry the local currency: Don't exchange your money for local currency on the streets. It is always advisable to visit a bank, use the ATM, or ask at a reputed hotel for availing local currency. Exchanging currency on the street can land you in trouble. Hence, always ensure that you follow the Gulf laws and adhere to it. 


    Explore-International Travel Insurance Plan for Dubai



    We offer the best travel insurance for Dubai from India. It covers a wide range of aspects beneficial to your travelling experience.


    • Explore Asia travel insurance of up to 6 months can be availed by travellers irrespective of their age.
    • The scheme offers daily premium rates. Therefore you will be paying only for the number of days you travel.
    • Pre-existing ailments are covered up to 10% under life-threatening circumstances.
    • For sickness and accident-related hospitalization, you can opt for cashless transactions.
    • Reimbursement will be provided for outpatient or doctor visits including prescription pharmacy bills.
    • Coverage will be doubled if the person insured meets with a sudden accident.


    What is covered under the Religare explore insurance plan?



    With Explore, we aim to take care of anything that may go wrong on your trip with the travel health insurance for Dubai. Here is an overview of the coverage you will receive with Explore International travel insurance for Dubai


    • Trip Delay: if the departure of your flight is delayed by more than 12 consecutive hours for certain specified reasons, the expenses incurred are reimbursed, or a lump sum paid
    • Loss of Checked in Baggage:  You will be paid a lump sum if the carrier loses your luggage
    • Delay of Checked in baggage: if your baggage is delayed by over 12 hours Explore travel insurance provides for a lump sum to be paid
    • Loss of passport: The expenses of getting a duplicate will be reimbursed if you happen to lose your passport while travelling. 
    • Personal Liability: This clause protects you from liability If you accidentally cause injury to someone or damage to property while travelling.
    • Hospitalisation expenses: Any medical emergencies requiring hospitalisation for inpatient and outpatient treatment in Canada are paid for with this feature
    • Daily Allowance: This ensures the payment of a specified amount per day if you are hospitalized for 5 days consecutively
    • Compassionate Visit: Enables one person from your immediate family to travel to the city you are hospitalised in for more than 5 days
    • Return of Minor child: Explore covers the expenses of sending a minor child back to the country of residence if you are hospitalised for more than 5 days. 
    • Upgradation to business class: If you are travelling back less than 20 days after being discharged from the hospital, you will be upgraded to business class 
    • Dental expenses: With Explore the costs incurred to treat any injury or damage to your sound natural teeth will be covered. 
    • Personal accident: Loss of life or any injuries which cause permanent disablement are compensated with 12 months of the date of the accident with a lump sum payment.
    • Common Carrier Accidental Death: A lump sum is paid in case of loss of life or injuries which cause permanent disability while mounting and dismounting from the aircraft while carrying a valid ticket 
    • Medical Evacuation: All the expenses of emergency medical evacuation and en-route care are covered under this clause
    • Repatriation of Mortal Remains: This clause covers the expense of transporting the mortal remains of the individual insured to the place of residence, or that of cremation or burying it at the place of death.


    What is not covered under the Religare Explore Insurance Plan?



    While Religare Explore covers almost all of your travel needs, there are some exclusions in your travel insurance for Dubai. Below is the list of things that the plan does not cover:


    • Expenses incurred out of the use of drugs or alcohol.
    • War or war-like activity and nuclear hazards.
    • Consequences of ionising radiation or contamination.
    • Self-injuring, suicide or attempted suicide.
    • Claim pertaining to indulging in hazardous sports activities.
    • Involvement in criminal activities or Breach of Law.
    • Sexually transmitted diseases such as HIV/AIDS.


    Important points to consider when selecting an international travel insurance



    While the question of the requirement of travel insurance is answered, the next question will be on to choosing the right plan for you.


    Insurance is customizable to individual needs. Before choosing or purchasing travel insurance for Dubai from India, here are a few factors to consider:


    • The nature and frequency of your trip.
    • Destination
    • The trip duration.
    • Medical history.


    Best travel insurance for Dubai is important no matter the purpose of your trip. So, at Religare Health Insurance, we strive to make the process of availing insurance simple and convenient. For more information on our plans, click here.


    Indian Embassy in Dubai


    Whichever country you travel to, make sure that you have all the information pertaining to the home country's embassy or representatives at the host country.

    Dubai has one Embassy of India / Consulate General of India located at 8th Street, Al Hamriya, P.O. BOX 737, Diplomatic Enclave - Dubai - United Arab Emirates. The embassy is open from Sunday to Thursday between 8 am and 4.30 pm.

    You can contact the embassy at 3971222/ 3971333 or visit CGI Dubai


    Places to visit in Dubai


    The Gulf city of Dubai, which was only a desert originally, is a man-made wonder with buildings touching the sky. A business and shopping hub, the metropolitan city presents many activities like skydiving, which is sure to make your trip an unforgettable one.


    Here is a list of the destinations that you cannot miss on your visit to Dubai:


    1. The world's tallest building Burj Khalifa: A 21st-century engineering phenomenon, millions of tourists head to the level 124 - 125 for a breath-taking panoramic view of the city. This skyscraper with 162-stories is the tallest building in the world with a total height of 829.8 m. 


    2. A Visit to the Dubai Mall, the world's largest mall, for a unique shopping experience. It is sure to leave you spoilt for choices with over 1000 shops and 100 eateries.Other than these, you can visit the underwater Dubai aquarium, drive a real F1 car, taste 3D printed candies. The place is sure to keep you buzzing.


    3. A must-visit in Dubai is the iconic Atlantis Hotel The Atlantis Hotel, Palm Island's luxury hotel resort The ‘Lost Chambers Aquarium', swimming with the dolphins, touching the sea lions are the things that must be on your list.


    4. Desert Safari You can't say no to Desert Safari if you are an adventure enthusiast. You have the option to go on a Safari either during the day or the night.Mouth-watering BBQ food, camel rides, sand-skiing, dune bashing, belly dancing show are an addition to this memorable experience.


    5. Dubai Creek - A visit to Dubai is incomplete without a trip to the Dubai Creek. This saltwater creek divides the city into two halves; Bur Dubai and Deira. You can also spend an amazing evening on the traditionally designed Dhow cruise. Feast on the delicacies, enjoy the amazing gulf dances while you glide your way and view the beautiful Rolex towers and the souks. 


    6. Dubai Museum Gold Souk - Experience the rich culture and heritage of this Gulf country when you visit the Gold Museum in the oldest building, old neighbourhoods and extensive bazaars, Jumeirah mosque and the illustrious Burj Al Arab hotel. Don’t forget to take a water taxi to cross the Dubai Creek and visit the spice market and the Gold Souk. There is no dearth of things to do when visiting this heritage corner of the city. 


    Whether you plan to travel for work or pleasure, travel insurance for Dubai is something that you cannot do without! With Religare health insurance, you are assured that you are protected every step of the way. All that you need to do is enjoy Dubai’s rustic charm and hospitality. A visit between Novembers to March can prove to be a good one; August being the warmest and January the coldest. Before you plan a trip to this idyllic destination, make sure you read up on the Dubai shopping festival to make the most of your trip. 

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