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Bhutan Travel Insurance

A Quick Guide on Travel Insurance for Bhutan

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    Your premium is Rs.

    Above Premium includes 18% GST

    I

    94%

    Claim Settlement Ratio (OND 2018)

    II

    8100 +

    Network Hospitals across 500 cities

    III

    400 Lacs+

    lives covered

    About Bhutan Travel Insurance

    Travel Insurance for Bhutan: Bhutan, a "sandwiched" country, lies between the People’s Republic of China in the north and the Republic of India in the south. It is a predominantly Buddhist country in East Asia and a less populous country after the Maldives. This is a small landlocked country with cultural diversity and richness. This mesmerizing land of Thunder Dragon touches your soul with its pleasing weather, spectacular natural views, and the divine monasteries. Visiting and exploring Bhutan can be an amazing experience.

    Being the 8th happiest country in the world, Bhutan has a lower crime rate and has strong admiration towards nature. But, change in climate, water, and food can give you some unwanted health-related problems. Further, Bhutan’s roads are very windy and prone to accidents. Thus, it’s good to cover your trip with Bhutan travel insurance. It protects you against any unforeseen situation that may occur while you are on this foreign land. So, don’t wait, do backpacking, book your tickets, opt for Bhutan travel insurance plan and start your journey to Bhutan to explore the virgin beauty of nature.

    Is Travel Insurance for Bhutan Mandatory?

    Travel insurance is strongly recommended to all the visitors heading to Bhutan for any purpose. It must have a cancellation and emergency evacuation cover. However, Bhutan travel insurance is not mandatory to get the Bhutan visa. Foreign nationals other than India, Bangladesh, and the Maldives are required to obtain a visa prior to travel to Bhutan. For travel insurance, you can consider the comprehensive plans offered by Religare Travel Insurance that cover most of your travel risks.

    Quick Facts about Bhutan

    Total Population

    8 Lac

    Land Area

    38,394 square kilometers

    Official Language

    Dzongkha or Bhutanese

    Official Currency

    Bhutanese Ngultrum

    Capital

    Thimphu

    Driving Side

    Left-hand side

    Popular Cities

    Thimphu, Paro, Punakha, and Phuentsholing Crocodile and monastery

    Bhutan Monarch

    Jigme Khesar Namgyel Wangchuck

    Indian Embassy

    India House Estate
    PO Box No.193 Jungshina, Thimphu

    +975-2-322162, Fax: +975-2-323195

    Explore - Bhutan Travel Insurance Plan

    There is a magic and a peace in the air in Bhutan. It is amazing to know that the country has no traffic lights; smoking, tobacco, hunting, and fishing are also illegal. Once you get off the plane, you feel it’s different. You realize that the prayers and meditation entice people in Bhutan and encourage them to live in peace and harmony. However, Bhutan is not immune to diseases, infections, motion sickness, personal accidents, and natural calamities. Untoward incidents can happen anywhere, anytime. Therefore, you should secure yourself and your travel companions with a comprehensive Bhutan travel insurance plan.

    We have region-specific customized international travel insurance policies. So, that you can relish your trip and leave all your travel worries with us. You can avail our travel insurance Bhutan online in just a single click. Our travel insurance advisors provide you the right quote with the right travel insurance cover at affordable premiums. Here you can explore our Bhutan travel insurance plan.

    What is covered in Bhutan Travel Insurance Plan?

    Here we have listed all the major Medical and Non-medical benefits covered in Bhutan Travel insurance policy.

    Medical Benefits of Bhutan Travel Insurance Plan

    • Emergency hospitalization: Bhutan travel insurance bears the expenses for both in and out-patient treatment in an emergency.
    • Cashless hospitalization: You will get immediate cashless hospitalization in any pre-approved hospitals in Bhutan in case of medical emergencies.
    • Pre-existing diseases: Bhutan Travel Insurance Plan will provide 10 percent sum insured for the treatment of a life-threatening condition for pre-existing diseases.
    • Treatment in home country: If recommended by the doctors you require further treatment in your home country, we give you the coverage for expenses up to 30 days or up to the policy end date, whichever is earlier.
    • Medical Evacuation: You get the cover of up to USD 10,000 during emergency transportation and medical evacuation to provide an appropriate medical facility to you.
    • Common Carrier Accidental Death: We give a lump sum amount as compensation if the insured person loses his/her life while traveling in a common carrier or public transport.

    In addition, Bhutan Travel Insurance plan also offers coverage for:

    • Dental expenses as a result of injury: Up to USD 300
    • Expenses of the personal accident: Up to USD 15,000
    • Repatriation of mortal remains: Up to USD 10,000
    • Expenses for out-patient care: Up to 20 percent of the Sum Insured
    • Daily Allowance: USD 25 per day, maximum 5 days
    • 2-way compassionate visit for an immediate family member
    • Accidental Death/Permanent Total Disability

    Medical Benefits of Bhutan Travel Insurance Plan

    • Trip Delay, Cancellation or Interruption: Bhutan travel insurance cover of up to USD 500 in case of trip delay and a cover of USD 1,000 in case of trip cancellation or interruption.
    • Loss of Passport & Checked-In Baggage: for loss of checked-in baggage or delay of checked-in baggage, you are entitled to get up to USD 100. In case of loss of passport, the plan offers cover of up to USD 300.
    • Up-gradation to Business Class: This is our unique feature. Under this cover, if you remain hospitalized for more than five consecutive days and need to be back in the home country, then up-gradation from economy to business class is provided. You will receive coverage of USD 1,000 under the international travel insurance policy for Bhutan.
    • No Maximum Age Limit: Our travel insurance plans have no maximum entry age limit. We can cover even 1-day old child as well.
    • Other Covers: We provide assistance in case of loss of passport or important document and financial crunch.

    What is Not Covered in Bhutan Travel Insurance?

    Travel insurance provides you the maximum coverage against all your travel risks. However, there are some situations guided by IRDA that are considered as exclusions, and no claim is provided for the same. Check below our exclusion list:

    • Treatment costs of diseases such as HIV/AIDS/other transmitted diseases.
    • Treatment expenses occurred due to adventure sports, hazardous activity, the influence of drugs, or alcohol, or consequences of war/nuclear perils.
    • Costs incurred due to exposure to ionizing radiation or contamination.
    • Expenses occurred due to the treatment of self-inflicted injury, suicide, etc.
    • Any liability related to any professional services offered by the insured.
    • Expenses incurred by engaging in business activities.
    • Costs incurred due to ownership of any aircraft, watercraft, motor vehicle, etc.
    • Personal liability of the insured towards another individual (whether personal, official, or commercial).
    • Costs incurred due to wrongful detention, false arrest, wrongful eviction, defamation, or mental trauma and shock resulting from such situations.
    • Costs incurred due to encroachment of intellectual property rights like patent, copyright, and trademark.
    • Liability related to possession of animals, insects, birds, and reptiles, and their by-products.
    • Expenses arising due to Breach of Law.

    Eligibility for Bhutan Travel Insurance

    • Tourist
    • Guests
    • Government Officials

    Insurance Premium for Bhutan Travel Insurance

    We offer travel insurance plans at very affordable premiums. The actual amount of the premium is subjected to the number of travelers, age, traveling country, trip duration, and the type of coverage selected.

    >> Calculate travel insurance premium

    What is the Process of Obtaining Visa for Bhutan?

    Foreign travelers except Indian, Bangladesh, and Maldives passport holders are required to obtain a valid visa with a minimum of six months' validity to visit Bhutan. Indian nationals can also use their Voters Identity Card. Below is the process to obtain a Bhutan visa:

    • The visa must be applied online, and the fee has to be paid in advance only through registered tour operators. These operators should be approved by the Tourism Council of Bhutan.
    • Once the council receives the cost of the trip, it will issue a visa clearance letter to the applicants.
    • Applicants have to present this letter at the time of the immigration at Paro, the only international airport in Bhutan.
    • Only one page of the passport is required to stamp the Bhutan visa.

    How much does the Tour cost in Bhutan?

    The government of Bhutan has fixed the minimum daily package for the tourist to control tourism and protect the vicinity of the country. The amount is not negotiable. But the amount includes accommodation, meals, transportation, guides and entry fee for cultural programs. The tour cost varies from peak season to off-season. Have a look!

    Peak Season: From March to November

    • $250 per person/ per day- for a group of three or more people
    • $280 per person/ per day- for a group of two people
    • $290 per day for single individuals

    Off-Season: From January to December

    • $200 per person/ per day- for a group of three or more people
    • $230 per person/ per day- for a group of two people
    • $240 per day for single individuals

    Advantages of Bhutan Travel Insurance

    The rules are strict in Bhutan, and you have a limit to spend the money in a day. Thus, for countries like Bhutan, we offer a wide range of travel insurance that takes care of your medical and non-medical emergency expenses. Our overseas travel policies are accepted by authorities worldwide. Take a look at the advantages of our Bhutan travel insurance plans.

    • Maximum Coverage
    • Minimal Exclusions
    • Affordable Premium
    • Emergency Cashless Hospitalization
    • Repatriation To Home Country
    • Emergency Transportation And Medical Evacuation
    • Financial Assistance In Case Of Emergency
    • Quick Claim Settlement Ratio
    • Assistance In Case Of Loss Of Passport
    • Trip Delay And Cancellation Reimbursement
    • 24x7 Customer Support Service

    Bhutan Travel Guide

    Places to Visit in Bhutan

    Thimphu: The Himalayan Kingdom of Bhutan is perfect for vacations in the lap of nature. Thimphu, the capital city hasTrashi Chho Dzong, Changangkha LhakhangWeekend Market, Tango Goemba,

    National Memorial Chorten, Motithang Takin Preserve, and National Library of Bhutan for an exotic experience.

    Paro: It is the only international airport in Bhutan. This place mesmerizes you with the places such as Jangtsa Dumtseg Lhakhang Temple, Chele La Pass, Paro Weekend Market, Namgay Artisanal Brewery, Rinpung Dzong Monastery, Drukgyal Dzong Monastery, and Dzongdrakha Goemba.

    Punakha: The old capital of Bhutan is surrounded by hills and slightly warmer than other cities in Bhutan. You can do sightseeing and visit places like Punakha Dzong, Khamsum Yulley Namgyal Chorten, Ritsha, Mo Chhu, Chimi Lhakhang, Dochula Pass and Limbhukha Village for a soul-satisfying experience.

    Phuentsholing: It is a border town in southern Bhutan that adjoins the Indian town of Jaigaon in India. Crocodile Zoo, Bhutan Gate, Zangtopelri, and Karbandi Monastery are some of the attraction points that you can visit in Phuentsholing.

    Things to Do in Bhutan

    Taste the Spicy Bhutanese Food:Bhutanese cuisine is full of spices. Dried and fresh chilies are the main ingredients of food here. Ema Datshi-Bhutan national dish is a must-try. Jasha-Maru, Phaksha Paa-Pork, Dumplings, and Yaksha Shakam-Yak meat Dish are also lip-smacking.

    Shop in Bhutan: Thimphu, Paro, and Phuentsholing are the shopping hubs in Bhutan. You can buy woven bags, stoles, traditional jewelry, Bhutanese handicrafts, bamboo products, handmade paper, Buddhist paintings, and sculptures.

    Adventure Sports: Bhutan is a place for adventure sports lovers. You can enjoy the thrilling adventure sports like Whitewater Rafting, Rock Climbing, Kayaking, Trekking, Archery, Mountain Biking, and Paragliding.

    Visit Monasteries: If you want to explore the real Bhutan culture, visit these sacred monasteries. Tiger’s Nest Monastery and Rinpung Dzong in Paro, Tango, and Tashichho Dzong, Monastery in Thimpu are the places that you cannot afford to miss in Bhutan.

    Quick Travel Tips

    • Buy a comprehensive Bhutan travel insurance to travel safely
    • Get your visa sanction letter in advance to avoid any inconvenience related to immigration, food, and hotel
    • Check the weather and shop accordingly for Bhutan travel wardrobe that includes- a shawl, jacket, caps, shoes, and easy to carry traveler bag
    • Carry enough Bhutanese currency as ATMs are not available everywhere in Bhutan and credit cards are not friendly acceptable by the shop owners in the local market
    • Use public transportation to explore Bhutan
    • Take a walking tour according to the city map
    • Try street food to taste the authentic spicy Bhutan cuisine
    • Speak English people are educated and understand it easily

    The marvelous isolation, divine monasteries, Buddhist culture, and blissful nature made Bhutan a paradise for travelers. The untouched beauty of this happy country attracts you to visit Bhutan at least once in your lifetime. However, thrills and excitement of adventure sports in Bhutan, biking, cycling, trekking, and spicy food can give you some unwanted worries during your stay there. So, it’s better to fly with the travel insurance plan that covers all your travel risk, so that you can enjoy in the laps of nature and experience the divine prayers in sacred monasteries of Bhutan.

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