Australia Travel Insurance Guide
Claim Settlement Ratio (OND 2018)
Network Hospitals across 500 cities
A land where the sacred Legends of the Aboriginals coexist with a fast-paced lifestyle and modern marvels rub shoulders with spectacular natural beauty, Australia is a must-visit on every avid traveller’s bucket list. Although Indian migration to Australia is a relatively recent phenomenon, the ease with which the country embraces migrants has made it among the top destinations for tourists, students, and professionals alike.
Whether you are planning a honeymoon trip to Tasmania or a visit to your extended family or considering a professional or educational opportunity there, the one factor you need to consider earnestly is procuring travel insurance for your trip to Australia.
Travel insurance is not a mandatory requirement to travel to Australia. However, before you decide to travel without one, it is worth considering the pros and cons of opting for one. A medical emergency in a foreign land can substantially affect your spending power, especially in a country like Australia where healthcare is rather expensive. Hence, during a medical emergency, travel insurance for Australia comes in handy. Moreover, it serves as a backup plan for several other emergencies and helps ensure hassle-free travel.
An overseas visitors cover applies to those travelling to Australia without travel insurance from their country of residence. While most visitors take travel insurance to Australia from their home country, some visitors have expressed their faith in Australian brands which provide travel insurance for visitors. Australian citizens often buy these policies for friends and family visiting the country.. However, you need to bear in mind that such policies expire the moment you reach immigration on departure. Besides, they have several clauses like the age limit and the scope of travel. The policy must be bought within a specified time frame of entering Australia, and there is a waiting period for medical claims.
You can apply for an Australian visa in a few simple steps. Here is a brief outline:
Step 1: Select the type of visa which suits your purpose and download the visa application form
Step 2: Organise the supporting documentation to be submitted at the time of application
Step 3: Make a payment of the visa fees via a bank draft. Service charges will need to be paid in cash
Step 4: Take an appointment online visit the visa office to apply, and submit your biometrics.
If you are considering buying travel insurance as a visitor to Australia, Explore Travel Insurance Plan from Religare Health Insurance takes care of all your worries. The unique benefits offered by Explore make it one of the best travel insurance plans for Australia.
The following are some important highlights of this plan:
Explore Travel Insurance plans are designed to provide financial assistance on your trip should you need it. They cover a range of likely scenarios and have clearly defined clauses to address each. Please visit the Travel Explore section to find out more about the Inclusions.
Like other insurance options, the Explore International Travel Insurance comes with a few exceptions. Please visit the Travel Explore section to know out more about the Exclusions.
Here are a few points to consider when selecting a travel insurance plan to Australia:
Frequent fliers should go for annual plans, others should go for a single trip insurance plan. There are special plans for senior citizens and students.
The shorter the trip, the lower the premium as it is based on the number of days in Australia.
The premium will be higher for smokers and regular drinkers. If you have any serious ailment, ensure that the policy covers it.
Australia has much to offer the adventurous traveller, but these sports may increase the risk of injury Make sure your travel insurance plan includes such injuries in the coverage.