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Any Traveller having PED

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Sum Insured ( $ In 000) :

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Overseas Travel Insurance

Plan Detail		Explore Asia	Explore Africa	Explore Europe	Explore Canada+	Explore Gold	Explore Platinum
Plan Options
Geographical Scope		Asia	Africa	Europe	Worldwide Excluding US	Worldwide / Worldwide excluding US and Canada
Sum Insured (in '000)		US $ 50 & 100	US $ 50 & 100	€ 30 & 100	US $ 50 & 100	$ 50, 100, 300 & 500
Benefit	Deductible
Hospitalization Expenses		Yes	Yes	Yes	Yes	Yes	Yes
In-patient Care	US $ 100/€ 75	Up to SI	Up to SI	Up to SI	Up to SI	Up to SI	Up to SI
Life Threatening Condition for PED	US $ 100/€ 75	10% of SI	10% of SI	10% of SI	10% of SI	10% of SI	10% of SI
Additional SI for Accidental Hospitalization	US $ 100/€ 75	Yes, up to 100% SI	Yes, up to 100% SI	Yes, up to 100% SI	Yes, up to 100% SI	Yes, up to 100% SI	Yes, up to 100% SI
Out-patient Care	US $ 100/€ 75	20% of SI	20% of SI	€ 30,000	US $ 50,000	US $ 50,000	US $ 50,000
Daily Allowance ?	2 days	US $ 25 per day, max 5 days	US $ 25 per day, max 5 days	€ 25 per day, max 5 days	US $ 25 per day, max 5 days	US $ 25 per day, max 5 days	US $ 25 per day, max 5 days
Compassionate Visit ?	-	-	-	-	-	-	US $ 5,000
Return of Minor Child	-	-	-	-	-	-	US $ 2,000
Up-gradation to Business Class ?	-	US $ 1,000	US $ 1,000	€ 750	US $ 1,000	US $ 1,000	US $ 1,000
Dental Expenses	US $ 100/€ 75	US $ 300	US $ 300	US $ 300	US $ 300	US $ 300	US $ 300
Personal Accident	-	US $ 15,000	US $ 15,000	€ 10,000	US $ 15,000	US $ 15,000	US $ 15,000
Common Carrier Accidental Death	-	-	-	-	-	-	US $ 5,000
Medical Evacuation ?	-	US $ 10,000	US $ 10,000	€ 30,000	US $ 50,000	US $ 50,000	US $ 50,000
Repatriation of Mortal Remains	-	US $ 10,000	US $ 10,000	€ 30,000	US $ 50,000	US $ 50,000	US $ 50,000
Trip Cancellation & Interruption ?	-	US $ 1,000	US $ 1,000	€ 750	US $ 1,000	US $ 1,000	US $ 1,000
Trip Delay ?	12 hours	US $ 500	US $ 500	€ 300	US $ 500	US $ 500	US $ 500
Loss of Checked-in Baggage ?	-	US $ 100	US $ 100	€ 100	US $ 100	US $ 100	US $ 100
Delay of Checked-in Baggage ?	12 hours	US $ 100	US $ 100	€ 100	US $ 100	US $ 100	US $ 100
Loss of Passport ?	-	US $ 300	US $ 300	€ 250	US $ 300	US $ 300	US $ 300
Personal Liability	US $ 100/€ 75	US $ 100,000	US $ 100,000	€ 75,000	US $ 100,000	US $ 100,000	US $ 100,000
Trip Options
Single Trip		Yes	Yes	Yes	Yes	Yes	Yes
Multi Trip (Policy will be on annual basis)		No	No	No	No	Yes	Yes
Trip Duration (days)
Minimum		2	2	2	2	2	2
Maximum (Single Trip)		365	365	365	365	365	365
Maximum (Multi Trip)		-	-	-	-	45 or 60 days	45 or 60 days
Entry Age - Single Trip
Minimum		1 day	1 day	1 day	1 day	1 day	1 day
Maximum		No Age Bar	No Age Bar	No Age Bar	No Age Bar	No Age Bar	No Age Bar
Entry Age - Multi Trip		-	-	-	-	Yes	Yes
Minimum		-	-	-	-	1 day	1 day
Maximum		-	-	-	-	70 years	70 years
Sub-limits applicable (For age 61 years and above) As per Appendix		Yes	Yes	No	Yes	Yes	No
Family Option*		Yes	Yes	Yes	Yes	Yes	Yes

What is not covered?

Expenses arising out of or attributable to alcohol or drug use/misuse/abuse.
War and Nuclear perils or consequences thereof
Ionising Radiation or contamination arising out of the same
Any intentional self-injury, suicide or attempted suicide
Any claim relating to hazardous activities
The insured being involved in Breach of law
HIV/AIDS

For more details, kindly refer to detailed exclusion list

No matter which part of the world you are, we're just a call away!

In case of Claim, notify us immediately on any of the below touch-points for hassle free processing and speedy settlements.
Falck Global Assistance (24 hours assistance centre)

US and Canada	:	18443013135 /18443013146 ( Toll Free)
Other countries	:	+91-124-4498760 (Call Back Facility)	Fax	:	+91- 124- 4006674
	:	travelassistance@religare.com

In case of reimbursement of treatment expenses, reach us at the below touch points
Religare Health Insurance Company Limited Vipul Tech Square, Tower C, 3rd Floor, Sector – 43, Golf Course Road, Gurgaon – 122009

India	:	1800 200 4488 (Toll Free & Accessible in India only)	Fax (RHICL)	:	1800 200 6677
	:	travelclaims@religare.com

Be it Cashless settlement or reimbursement of medical expenses, we deliver on our promise of worry free experience!

Please click here to see the detailed policy Terms & Conditions.

What if you cut short your trip?

No worries we can take care of that.
• Your policy can be cancelled and premium will be refunded if difference Between the date of arrival of insured and end date of policy is 15 days or more. (Cancellation charges ` 300 would be deducted)
• No cancellation will be allowed if a Claim is filed on the policy. Review your decision (only if policy is for 1 year) We have your best interests at heart and at the same time recognize that you know your needs best. Hence, after purchasing the policy, if you find it unsuitable, you can cancel and return the policy to us. Our policies come with a free-look period of 15 days from the date of receipt of policy.

What if you are a FREQUENT FLYER?

You can opt for multi trip policy if you are a frequent flyer. There are two options to choose from –
• Multi Trip with maximum 45 days per trip
• Multi Trip with maximum 60 days per trip
Choose your policy duration as per your needs In case of single trip, you can opt for a policy period up to a max. of 365 days or max. trip duration as specified under each plan. Also, if you wish to extend your policy, you can do it for a max. duration of 365 days by logging on to www.religarehealthinsurance.com (extension only available if policy period is less than 365 days)

What if you’re down with severe malaria but your son has to return to school?

Return of Minor Child: Covers the return cost of your minor child to your home location, in case you’re hospitalized and travelling alone with your child/children.

What if you fractured your back/spine and can’t travel economy class?

Up-gradation To Business Class: Compensates for up-gradation to business class for return air travel, in case of hospitalization for over five consecutive days, due to injury sustained whilst on a trip.

What if you want your mom to visit you while hospitalized?

2-way Compassionate Visit: Covers transportation expenses for one immediate family member to travel to the insured’s current location.

What if you wish to make a phone call to your spouse often while hospitalized?

Daily Allowance in case of Hospitalization: Pays for (a specified amount per day of stay at the hospital) numerous allied expenses such as attendant’s meals, transportation and communication incurred but not covered under your Policy.

What if you dropped your heavy suitcase fracturing an old woman’s foot?

Personal Liability: Covers expenses against legal liability for bodily injury or property damage that occurred accidentally to third parties during your trip.

What if you can’t find your passport?

Loss of Passport: Covers expenses for the issue of a new or duplicate passport.

What if regaining your Checked-In Baggage becomes a concern?

Loss of Checked-In Baggage: Covers expenses for your checked-in baggage that you lost while in custody of the Common Carrier. Delay of Checked-In Baggage: Covers expenses in case of a delay in receipt of the checked-in baggage beyond 12 consecutive hours.

What if a technical glitch caused your flight to be delayed?

Trip Delay: Covers expenses incurred if your departure is delayed beyond 12 consecutive hours due to specified reasons/issues.

What if you cancelled your trip because of a Tsunami?

Trip Cancellation & Interruption: We cover financial loss incurred out of cancellation of your trip due to an unforeseen event arising due to specified manmade or natural situations.

What if you have a painful fall during your adventure trek and end up with missing teeth?

Dental Expenses: Covers dental expenses incurred in connection with any injury while on your trip.

What if the vehicle you are traveling in met with an accident?

Personal Accident: Covers any unfortunate situation arising out of an accident, death or permanent total disability, while you’re traveling abroad. What if the aircraft you’re traveling in is involved in a mid-air mishap? Common Carrier Accidental Death: Lump sum payment of Sum Insured in case of accidental death as a passenger on a common carrier/transport.

What if you have a medical emergency while mountain climbing during your trip?

Medical Evacuation: Covers all costs incurred for any emergency transportation and evacuation services, to transfer you to an appropriate medical facility within our network.

What if you contracted severe viral during your trip?

Medical Cover: Covers your hospitalization or treatment if during your travel you are diagnosed with an illness, or any previous illness reoccurs. In case you require further treatment even after your return, expenses for the same will be covered up to a period of 30 days or up to policy end date, whichever is earlier. What’s more! In case of accidental hospitalization, your policy Sum Insured is doubled.

For complete product details, kindly refer Prospectus and Sales Literature in the Download Section. Click here

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Overseas Travel Insurance