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Overseas Travel Insurance

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SINGLE TRIP

Duration of insurance: upto 6 months

Best for: non frequent travellers.

Single trip travel insurances covers you for one trip for a specific period of time. This includes flight itineraries with lay-overs

MULTI TRIP

Duration of insurance: 1 year

Best for: frequent business travellers.

Frequent holiday makers/travellers that plan go away for more than one time a year could save money with an annual multi-trip travel insurance policy.

Choose a validity for your travel insurance

I need insurance for

Africa

Eg: Morocco, Egypt, South Africa, Kenya.

Asia

Eg: Singapore, Vietnam, Malaysia, Thailand.

Canada

Eg: All cities are included.

Europe

Eg: France, Spain, Germany, Italy, Turkey, UK.

USA

Eg: Rest of the world including USA territories like Puerto Rico

Worldwide

Eg: Australia, New Zealand
+ Intercontinental travel included.

Worldwide
Worldwide

(Excluding USA & Canada)

Does your travel includes any of these destinations

My journey starts

The insurance coverage is valid for 365 days

Number of travellers

1
2
3
4
5
6

Choose age of travellers

Does any travelling person have PED

Yes
No
Pre-Existing Diseases (PED)

heart diseases, liver diseases, cancer, stroke, paralysis, kidney diseases and others

Example: Diabetes, high blood pressure, thyroid, etc.

List of PED ?

Plans we offer

Explore Gold Premium 240

  • In & Out- Patient Care
  • 10% of SI for PED Life Threatening condition
  • Covered Dental Expenses
  • Coverage for delay of checked-in baggage

Explore Platinum Premium 290

  • In & Out- Patient Care
  • 10% of SI for PED Life Threatening condition
  • Covered Dental Expenses
  • Coverage for delay of checked-in baggage
  • Compassionate Visit
  • Return of Minor Child
  • Common Carrier Accidental Death
  • No sublimits for 61 years and above

Explore Premium

  • In & Out- Patient Care
  • 10% of SI for PED Life Threatening condition
  • Covered Dental Expenses
  • Coverage for delay of checked-in baggage
  • In & Out- Patient Care
  • 10% of SI for PED Life Threatening condition
  • Covered Dental Expenses
  • Coverage for delay of checked-in baggage
  • In & Out- Patient Care
  • 10% of SI for PED Life Threatening condition
  • Covered Dental Expenses
  • Coverage for delay of checked-in baggage
  • In & Out- Patient Care
  • 10% of SI for PED Life Threatening condition
  • Covered Dental Expenses
  • Coverage for delay of checked-in baggage
  • In & Out- Patient Care
  • 10% of SI for PED Life Threatening condition
  • Covered Dental Expenses
  • Coverage for delay of checked-in baggage
  • In & Out- Patient Care
  • 10% of SI for PED Life Threatening condition
  • Covered Dental Expenses
  • Coverage for delay of checked-in baggage
Terms & Conditions

Benefits Overview

Gold

Platinum

Geographical Scope

Worldwide / Worldwide excluding US and Canada

Worldwide / Worldwide excluding US and Canada

Sum Insured (in '000)

$ 50, 100, 300 & 500

$ 50, 100, 300 & 500

Benefit

Hospitalization Expenses

Yes

Yes

In-patient Care

Up to SI

Up to SI

Life Threatening Condition for PED

10% of SI

10% of SI

Additional SI for Accidental Hospitalization

Yes, up to 100% SI

Yes, up to 100% SI

Daily Allowance

US $ 25 per day, max 5 days

US $ 25 per day, max 5 days

Out-patient Care

US $ 50,000

US $ 50,000

Compassionate Visit

US $ 5,000

Return of Minor Child

US $ 2,000

Up-gradation to Business Class

US $ 1,000

US $ 1,000

Dental Expenses

US $ 300

US $ 300

Personal Accident

US $ 15,000

US $ 15,000

Common Carrier Accidental Death

US $ 5,000

Medical Evacuation

US $ 50,000

US $ 50,000

Repatriation of Mortal Remains

US $ 50,000

US $ 50,000

Trip Cancellation & Interruption

US $ 1,000

US $ 1,000

Trip Delay

US $ 500

US $ 500

Loss of Checked-in Baggage

US $ 100

US $ 100

Delay of Checked-in Baggage

US $ 100

US $ 100

Loss of Passport

US $ 300

US $ 300

Personal Liability

US $ 100,000

US $ 100,000

Trip Options

Single Trip

Yes

Yes

Multi Trip (Policy will be on annual basis)

Yes

Yes

Trip Duration (days)

Minimum

2

2

Maximum (Single Trip)

365

365

Maximum (Multi Trip)

45 or 60 days

45 or 60 days

Entry Age - Single Trip

Minimum

1 Day

1 Day

Maximum

No Age Bar

No Age Bar

Entry Age - Multi Trip

Yes

Yes

Minimum

1 Day

1 Day

Maximum

70 years

70 years

Sub-limits applicable (For age 61 years and above) As per Appendix

Yes

No

Family Option*

Yes

Yes

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