Personal Accident Insurance

Some of the features which you get with Secure health policy are -

Plan Detail	Secure 1	Secure 2	Secure 3
Policy Options
Sum Insured (in Rs.)	10 Lac	15 Lac, 20 Lac, 25 Lac & 30 Lac	50 Lac
Benefits
Accidental Death ?	Sum insured	Sum insured	Sum insured
Permanent Total Disablement ?	Yes	Yes	Yes
Permanent Total Disablement Improvement ?	No	Yes	Yes
Permanent Partial Disablement ?	Yes	Yes	Yes
Permanent Partial Disablement Improvement ?	No	Yes	Yes
Fractures ?	Up to Rs. 50,000	Up to Rs. 1,00,000	Up to Rs. 2,00,000
Child Education ?	No	10% of Sum insured	10% of Sum insured
Major Diagnosis Tests ?	No	Up to Rs. 15,000	Up to Rs. 25,000
Disappearance ?	No	Sum insured	Sum insured
Mobility Cover ?	No	Up to Rs. 15,000	Up to Rs. 25,000
Burns ?	No	Up to Rs. 10,00,000	Up to Rs. 20,00,000
Repatriation of Mortal Remains	No	No	2% of SI, Max Rs 1,00,000
Temprory Total disablement ?	Up to Rs 5,000 per week	Up to Rs 10,000 per week	Up to Rs 20,000 per week
Loyality ?	5% of Sum Insured	5% of Sum Insured	5% of Sum insured
Common Carrier Mishap Cover ?	No	No	Yes
Optional Benefit:
Accidental Hospitalization ?	Up to Rs 50,000	Up to Rs 50,000	Up to Rs 1,00,000

What is not covered?

Any pre-existing injury or physical condition
Any intentional self-inflicted injury, suicide or attempted suicide, sexually transmitted conditions, mental or nervous conditions, insanity, disorder, anxiety, stress or depression
The Insured Person flying in an aircraft other than as a fare paying passenger in a Scheduled Airline
The Insured Person engaging in sporting activities in so far as they involve the training for or participation in competitions of professional sports, unless declared beforehand and agreed by the Company in writing subject to additional premium being recieved and incorporated accordingly in the Policy
Insured Person serving in any branch of the military, navy or air-force or any branch of armed Forces or any paramilitary forces
Any claim related to Hazardous Activities
Persons whilst working with in underground mines, explosives, press, activities like racing on wheels or horseback, winter sports, canoeing involving white water rapids, any bodily contact sport
Claim arising out of mental illness, stress, psychiatric or psycho logical disorders

For more details, kindly refer to our health insurance policy's detailed exclusion list.

- In case of accidental hospitalisation, all you have to do is present the Religare Health Card at our network of more than 5420+ leading hospitals pan India and avail cashless service. As an alternate, you can also file for reimbursement of expenses.

- In case of all other claims, reimburse your expenses by simply notifying us. call us directly, send us the specified documents and we'll process your claim

Since you interact directly with us, we can be doubly sure that you are satisfied. And when you are satisfied, we feel satisfied too.

We deliver on our promise. We take pride in offering hassle-free clearance and speedy settlements.

Minimum Entry age		91 days
Policy Terms
Maximum age		Child - 24 years Adult: 70 years
Renewal		Lifelong Renewability. The Policy can be renewed under the then prevailing Health Insurance Product or its nearest substitute approved by IRDA
Age of proposer		18 years or above
Policy Issuance		Policy issuance is subject to the underwriting review and approval.
Occupational Change		Please inform us incase of any change in your profession/ occupation/ nature of duty/ industry of employment immediately for continuance of your policy.
Document Verification		You may be called for document verification & may be required to submit relevant documents for underwriting review.

Please click here to see the detailed policy Terms & Conditions.

For complete product details, kindly refer Prospectus and Sales Literature in the Download Section. Click here

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Personal Accident Insurance