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Sum Insured ( Rs. In Lacs) :

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Rs. Premium With Home Care
Total Premium is Rs.

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Smart Select you will get 15% discount on

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Smart Select Network is 0 out of 0 .

* 20% Co-payment applicable on treatments taken on Non - Smart Select network hospitals


Complete list of Smart Select Network Hospital

Care Heart

Sum Insured – on annual basis (in Rs.)

3Lacs

5Lacs

7Lacs

10Lacs

Pre-hospitalization Medical Expenses and Post-hospitalization Medical Expenses

Pre-Hospitalization for 30 days &

Post-Hospitalization for 60 days; Maximum up to 5% of SI

Pre-Hospitalization for 30 days &

Post-Hospitalization for 60 days; Maximum up to 5% of SI

Pre-Hospitalization for 30 days &

Post-Hospitalization for 60 days; Maximum up to 5% of SI

Pre-Hospitalization for 30 days &

Post-Hospitalization for 60 days; Maximum up to 5% of SI

Alternative   Treatments

Up to 25% of Sum Insured

Up to 25% of Sum Insured

Up to 25% of Sum Insured

Up to 25% of Sum Insured

Ambulance Cover

Up to Rs 2,000 per hospitalization

Up to Rs 2,000 per hospitalization

Up to Rs 3,000 per hospitalization

Up to Rs 3,000 per hospitalization

Domiciliary Hospitalization

up to 100% of Sum Insured covered after 3 days

up to 100% of Sum Insured covered after 3 days

up to 100% of Sum Insured covered after 3 days

up to 100% of Sum Insured covered after 3 days

Automatic Recharge

100% of original SI upon exhaustion of SI

100% of original SI upon exhaustion of SI

100% of original SI upon exhaustion of SI

100% of original SI upon exhaustion of SI

No Claims Bonus

10% increase in SI per Policy Year in case of claim-free year; Max up to 50% of SI

(10% decrease in SI per Policy Year in case a claim has been paid; Such decrease is only in SI accrued as NCB)

10% increase in SI per Policy Year in case of claim-free year; Max up to 50% of SI

(10% decrease in SI per Policy Year in case a claim has been paid; Such decrease is only in SI accrued as NCB)

10% increase in SI per Policy Year in case of claim-free year; Max up to 50% of SI

(10% decrease in SI per Policy Year in case a claim has been paid; Such decrease is only in SI accrued as NCB)

10% increase in SI per Policy Year in case of claim-free year; Max up to 50% of SI

(10% decrease in SI per Policy Year in case a claim has been paid; Such decrease is only in SI accrued as NCB)

Cardiac Health Check-up

Annually(Please refer Appendix 1 For details)

Annually(Please refer Appendix 1 For details)

Annually(Please refer Appendix 1 For details)

Annually(Please refer Appendix 1 For details)

Sub Limits

 

 

 

 

Room Rent / Room Category

Up to 1% of SI per day

Single Private Room

Single Private Room

Single Private Room

ICU Charges

Up to 2% of SI per day

No Limit

No Limit

No Limit

Treatment of Cataract

Up to Rs. 20,000 per eye

Up to Rs. 30,000 per eye

Up to Rs. 30,000 per eye

Up to Rs. 30,000 per eye

Treatment of Total Knee Replacement

Up to Rs. 80,000 per knee

Up to Rs. 1,00,000 per knee

Up to Rs. 1,20,000 per knee

Up to Rs. 1,20,000 per knee

Treatment for each and every Ailment / Procedure mentioned below:-

i.  Surgery for treatment of all types of Hernia

ii.  Hysterectomy

iii.  Surgeries for Benign Prostate Hypertrophy (BPH)

iv.  Surgical treatment of stones of renal system

 

Up to RS 50,000

Up to Rs 65,000

Up to Rs 80,000

Up to Rs 80,000

Treatment for each and every Ailment / Procedure mentioned below:-

i.  Treatment of Cerebrovascular disorders

ii.  Treatments/Surgeries for Cancer

iii.  Treatment of other renal complications and Disorders

iv.  Treatment for breakage of bones

Up to Rs 200,000

Up to 250,000

Up to Rs 300,000

Up to Rs 300,000

Home Care

Up to Rs.1,000 per day; Max. 7 days per occurrence & Max. 45 days per policy year per Insured Person; Covered after a deductible of 1 day

Up to Rs.1,000 per day; Max. 7 days per occurrence & Max. 45 days per policy year per Insured Person; Covered after a deductible of 1 day

Up to Rs.2,000 per day; Max. 7 days per occurrence & Max. 45 days per policy year per Insured Person; Covered after a deductible of 1 day

Up to Rs.2,000 per day; Max. 7 days per occurrence & Max. 45 days per policy year per Insured Person; Covered after a deductible of 1 day

Appendix

Appendix 1 (Cardiac Health Check –Up set)

Cardiac Health Check – up(For SI 2Lacs/3Lacs/4Lacs/5Lacs)

Cardiac Health Check-up (For SI 7Lacs/10Lacs)

Complete Blood Count with ESR

Complete Blood Count with ESR

Urine RE

Urine RE

Blood Group

Blood Group

HbA1C

HbA1C

TMT

TMT

Lipid Profile

Lipid Profile

Kidney Function test

Kidney Function test

Liver Function test

Liver Function test

TSH

TSH

Medical Examination Report

Medical Examination Report

Hbs Ag

Hbs Ag

Chest X Ray

Chest X Ray

 

2D Echo

 

APTT

Call:1800-102-4488|1860-500-4488

Disclaimer: For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

UIN: IRDAI/HLT/RHI/P-H/V.II/253/16-17. UAN2: 18032484.

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