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Importance of Health Insurance for Children
Claim Settlement Ratio (OND 2018)
Network Hospitals across 500 cities
Parenting is a wonderful phase of life. It’s always good to see your child blooming like a flower every day. Being responsible parents, you do every little thing to bring up your child with the utmost care. But, growing inflation and skyrocketing medical costs can create a hindrance in your child’s future. Health insurance for children is a great way to protect them from uncertain contingencies. So, if you still in a dilemma about whether to opt for a health insurance plan for your kudos, then read this article till the end to know the reasons why you need to cover your child under an umbrella of a comprehensive health insurance policy.
Your kids are the apple of your eyes. You cannot even think about any misfortune happen to them. But, with sound health insurance, you do not need to worry at all. If any medical emergency knocks your door, health policy covers all the expenses that incur due to hospitalization, treatment, and medication. You do not require arranging or borrowing cash from outside. You can easily afford your baby’s treatment without facing a cash crunch.
Health insurance covers pre and post hospitalization expenses that you may incur during your child’s treatment. You are required to submit all medical bills within 30 to 60 days of hospitalization for reimbursement. With the right medical insurance cover, you get your money back and do not need to pay hefty medical bills from your pocket.
Network hospitals are the paneled hospitals where you can take your child for the treatment. You can choose any network hospital according to your locality and convenience. These hospitals are well-facilitated and have highly experienced medical professionals. You do not need to wander from one hospital to another during an emergency.
The costs of annual health check-ups and diagnoses are skyrocketing these days. Under the health insurance plan, you and your loved ones get annual health check-ups. It saves your bunch of money on diagnosis and tests every year. With regular check-ups, you can keep track of your children’s health.
Under section 80D, you can avail of tax benefits on the premiums that you pay for health insurance for dependent parents, children, and spouses up to Rs.50,000. However, the taxable amount is subjected to your income and age. It also reduces your taxable income, which reflects less tax liability as well.
With the right health insurance cover, you do not need to worry about your children’s future. You can save your money for their upbringing, education, and marriage, while health insurance plan takes care of their healthcare needs and secure their future. So, they can achieve all success and live a good life in the future.
Therefore, from financial security to healthcare needs, the right health insurance policy has everything. Growing pollution, lifestyle diseases, and wrong eating habits creating serious health problems for children and a bigger hole in your pockets. So, to avoid such financial implications, choose a family health insurance plan offered by Religare Health Insurance. Its family floater gives health insurance for children and acts as your supporting pillar during any medical crisis while you can focus on the recovery of your loving child.
Walk-in to the nearest Axis Bank branch to pay your Renewal Premium conveniently via Cheque/Demand Draft. Please ensure to keep the following in mind while opting for the same:
Please visit during banking hours and ask for ‘Easy Pay’ service counters at Axis Bank branch to deposit your premium.
Please mention your Policy(s)number and Contact number on the reverse of cheque. Instrument should be in favour of "Religare Health Insurance Company Limited"
Make sure to collect the acknowledgement slip before leaving bank’s service counter for any future correspondence.
Postdated/ Outstation/ Third Party cheques are not allowed.
Please ensure the cheque amount is equal to the amount mentioned in renewal invite.
It is advisable to carry a copy of Renewal invite while visiting to Axis Bank branch.
Please ensure to deposit the cheque at least 7 Days prior to the due date. Instrument deposition is not allowed after the policy expiry date.
In case of any modifications in the policy details at the time of renewal, please contact our branch and do not deposit the cheque in Axis Bank Branch.
Contact respective ‘Axis Bank branch manager’ in case of any difficulty/issue/clarification related to deposition of renewal premium. You may further contact our Customer Service team at 1800-102-4488/1800-102-6655
To locate nearest `Axis Bank` branches, please click here.
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