Claim Process for Reimbursement and Cashless Hospitalization
Claim Settlement Ratio (OND 2018)
Network Hospitals across 500 cities
Mrs. Narang is overwhelmed as her husband is back home after spending a couple of weeks in the hospital. But, now she is concerned about how to file a health insurance claim? She does not want to trouble her husband and has no knowledge about the process. Every time she piled up the papers, she found it a mess. Thus, in this article, we have jotted down all the steps for a smooth health insurance claim process. So that you do not need to face the haphazard like Mrs. Narang and file a claim easily.
A health insurance claim is a request from a policyholder to the insurer to avail of the benefits under health insurance policy during a medical emergency. It can be done either by cashless facility or reimbursement. Health insurance companies follow a set procedure to meet the claim. It is not at all a daunting task if you are aware of the health insurance claim process. For a hassle-free claim settlement, you have to inform the insurer about your hospitalization within the stipulated time and submit important documents.
Once you have invested in health insurance to secure your savings, it is vital to understand the claim process in both cashless hospitalization and reimbursement cases to get the hassle-free settlement. Read below the steps in health insurance claim process:
With Religare Health Insurance, getting a claim is no more a cumbersome task. Follow the above steps based on the situation and get your claim timely without stress.
You have to inform us within 48 hours and have to file the claim within 15 days of the hospitalization. You also need to fill the claim settlement form and submit the required documents to our claim management team. After analyzing your situation and verification of the submitted documents, our claim management team processes your claim amount.
You can check the below list of the documents that you need to collate to file a claim.
Therefore, investing in health insurance is a wise decision to protect yourself and your loved ones in case of any medical emergency. A good acquaintance with the various aspects of the claim procedure helps you to avoid medical insurance claim rejection. For quick claim- settlement check the health insurance plans offered by Religare Health Insurance. The claim procedure is simple, and its insurance advisors help you 24x7 if you are stuck in an awkward situation while filing a claim.