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Ageing is Inevitable But Taking Care of Your Health is in Your Hands
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It goes without saying that senior citizens must have health insurance. If you have elderly parents who depend financially on you, then you must purchase a senior citizen health insurance plan for them. Such a plan provides critical illness cover, pre-existing disease cover, a higher sum assured, and cashless hospitalization. It is important to buy insurance for your elderly parents because people are more vulnerable to illnesses in their old age.
Here is a complete guide that will help you in buying senior citizen health insurance for your elderly parents: -
When you buy a senior citizen health insurance policy for your elderly parents, it is essential to be aware of their medical history. It helps you in identifying the type of coverage they require and the different advantages they can avail from health insurance in the future.
To choose a suitable citizen health insurance plan, there are a lot of aspects to take care of like premium, riders, coverage, exclusions, and inclusions, to name few. It is sensible to factor these in at the time of making a choice.
When you select an insurance policy, give accurate information because if you do not do so then it can lead to issues at the time of filing claims.
We all desire to get maximum benefit out of our insurance that too at the minimum cost. With, do not let premiums of senior citizen medical insurance be the sole criterion. You must give preference to adequate insurance coverage as that’s what you are buying senior citizen health insurance for.
When you search for a suitable senior citizen health insurance plan, keep some of these important parameters in mind:
Age plays an important role because an insurance plan provides coverage based on age.
A hospital that is situated in the vicinity will be of great help at the time of emergency. So, do go through the list of network hospitals at the time of selecting a suitable health insurance plan for your parents.
Go through the insurance documents and see whether the most common illnesses that are associated with old age are listed or not.
Last but not the least, go through the fine print of your policy thoroughly and check out its exclusions as well as inclusions. Doing so gives you a lot of clarity in terms of what your health policy offers.
Religare Health Insurance is a specialized health insurer that provides health insurance products to corporate employees, health or medical insurance plans for family, senior citizen health insurance plan, and other medical insurance plans. You can consider these plans when you decide to buy a suitable health insurance plan as per your requirements.
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Walk-in to the nearest Axis Bank branch to pay your Renewal Premium conveniently via Cheque/Demand Draft. Please ensure to keep the following in mind while opting for the same:
Please visit during banking hours and ask for ‘Easy Pay’ service counters at Axis Bank branch to deposit your premium.
Please mention your Policy(s)number and Contact number on the reverse of cheque. Instrument should be in favour of "Religare Health Insurance Company Limited"
Make sure to collect the acknowledgement slip before leaving bank’s service counter for any future correspondence.
Postdated/ Outstation/ Third Party cheques are not allowed.
Please ensure the cheque amount is equal to the amount mentioned in renewal invite.
It is advisable to carry a copy of Renewal invite while visiting to Axis Bank branch.
Please ensure to deposit the cheque at least 7 Days prior to the due date. Instrument deposition is not allowed after the policy expiry date.
In case of any modifications in the policy details at the time of renewal, please contact our branch and do not deposit the cheque in Axis Bank Branch.
Contact respective ‘Axis Bank branch manager’ in case of any difficulty/issue/clarification related to deposition of renewal premium. You may further contact our Customer Service team at 1800-102-4488/1800-102-6655
To locate nearest `Axis Bank` branches, please click here.
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