Health Insurance Portability

Provide your family & you a 360° protection

Switch to: Religare Health Insurance


Health Insurance Portability

Superfast in every way from claim process to responding calls

Harshal Vakharia

The Executive was a savior who guided me out of distress

Sanjay Damani

Exceptional Service and Excellent People

Pushpa Devi

I Feel my health is in safe hands

Sargam Vij


A whopping 5200+

A wide Reach of Network Hospitals




Industry Best of claims settlement ratio


Servicing more than 50Lakh Lives since inception


No Claim Bonus up to 150%
Health Insurance Portability made easy: In just 3 simple steps
Hassle free and worry free


Check your premium


Existing Insurance Details


Complete Payment



Health Insurance portability means shifting health insurance policy from one health insurance Company to another. With this, the consumer does not lose the benefits you accumulated in the previous policy.
  • World class service
  • Lowest grievance ratio in the health insurance industry for claims
  • “XXX+” Hospital Network for cashless treatment
  • 100% in-house claims settlement with empathy
  • Most value delivered for the premium you pay
Problems with current insurance company:
  • Quality of service from existing insurance company
  • Dissatisfaction in claims settlement- ease, partial payment, delay in reimbursement
  • Hike in premium
  • Hidden clauses
  • Requirement of additional cover
  • Non-declaration of critical information- Room rent limits, Copayment etc
  • Tailor made policies for your need.
  • Better value for the premium you pay.
  • Increase in Sum Insured possible.
  • Fast claims settlement.
  • Continuation of coverage
  • Carry forward of No claim Bonus
  • Consumers can port health insurance or mediclaim policy from and to any general insurance company or specialized health insurance company
  • The new insurer has to give you the credit relating to waiting period for pre-existing conditions that you have gained with the old insurer
  • New insurer has to insure you at least up to the sum insured under the old policy
  • The two insurers should complete the porting as per the timelines prescribed in the IRDA (Protection of Policyholders’ Interests) Regulations and guidelines
  • Portability guideline: Click here
  • Consumer can port any retail individual/ family policies provided by a general insurance company or a specialized health insurance company
  • Consumer should fill in the portability form
  • Consumer should fill the proposal form with complete details for the new insurance company
  • Make payment
  • Ideal time to do this is 45 days prior to renewal date of previous policy
  • Renew your policy without a break-in (within 30 days of renewal date)
  • You can port your policy to Care or Care Freedom on the basis of your age segment and health status and guided by the underwriting rules
  • Lack of complete details
  • Delay in documentation submission or wrong documents provided
  • Underwriting rejection- due to claims history, medical profiling, difference in coverage of previous insurance company and the product chosen with new insurance company
  • Break-in in policy renewal
  • Higher age
  • No, the portability does not have any charges
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