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Health Insurance Portability

Provide your family & you a 360° protection

Switch to: Religare Health Insurance

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Superfast in every way from claim process to responding calls

Harshal Vakharia

The Executive was a savior who guided me out of distress

Sanjay Damani

Exceptional Service and Excellent People

Pushpa Devi

I Feel my health is in safe hands

Sargam Vij

WHY CHOOSE RELIGARE HEALTH INSURANCE?

A whopping 5200+

A wide Reach of Network Hospitals

4300000+

CLAIMED SERVICES

92%

Industry Best of claims settlement ratio

50Lakh

Servicing more than 50Lakh Lives since inception

150%

No Claim Bonus up to 150%
Health Insurance Portability made easy: In just 3 simple steps
Hassle free and worry free

1

Check your premium

2

Existing Insurance Details

3

Complete Payment

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FAQs

X
Health Insurance portability means shifting health insurance policy from one health insurance Company to another. With this, the consumer does not lose the benefits you accumulated in the previous policy.
  • World class service
  • Lowest grievance ratio in the health insurance industry for claims
  • “XXX+” Hospital Network for cashless treatment
  • 100% in-house claims settlement with empathy
  • Most value delivered for the premium you pay
Problems with current insurance company:
  • Quality of service from existing insurance company
  • Dissatisfaction in claims settlement- ease, partial payment, delay in reimbursement
  • Hike in premium
  • Hidden clauses
  • Requirement of additional cover
  • Non-declaration of critical information- Room rent limits, Copayment etc
  • Tailor made policies for your need.
  • Better value for the premium you pay.
  • Increase in Sum Insured possible.
  • Fast claims settlement.
  • Continuation of coverage
  • Carry forward of No claim Bonus
  • Consumers can port health insurance or mediclaim policy from and to any general insurance company or specialized health insurance company
  • The new insurer has to give you the credit relating to waiting period for pre-existing conditions that you have gained with the old insurer
  • New insurer has to insure you at least up to the sum insured under the old policy
  • The two insurers should complete the porting as per the timelines prescribed in the IRDA (Protection of Policyholders’ Interests) Regulations and guidelines
  • Portability guideline: Click here
  • Consumer can port any retail individual/ family policies provided by a general insurance company or a specialized health insurance company
  • Consumer should fill in the portability form
  • Consumer should fill the proposal form with complete details for the new insurance company
  • Make payment
  • Ideal time to do this is 45 days prior to renewal date of previous policy
  • Renew your policy without a break-in (within 30 days of renewal date)
  • You can port your policy to Care or Care Freedom on the basis of your age segment and health status and guided by the underwriting rules
  • Lack of complete details
  • Delay in documentation submission or wrong documents provided
  • Underwriting rejection- due to claims history, medical profiling, difference in coverage of previous insurance company and the product chosen with new insurance company
  • Break-in in policy renewal
  • Higher age
  • No, the portability does not have any charges
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