Health Insurance in Noida
Noida is a busy city located in the National Capital Region. A satellite town of Delhi, Noida is an ideal place to live in if you are dreaming of a modern lifestyle. From entertainment and shopping centres to job hubs, you will find all the essentials, including quality medical care facilities. Private healthcare providers, in particular, provide the best care and include numerous multi-speciality and super-speciality hospitals besides several diagnostic centres and private clinics.
Although the city offers all the essential facilities, it is also affected by pollution arising from the increasing number of vehicles and on-going construction work. These are the primary reasons for the rise in respiratory diseases. Moreover, most of the working professionals lead an unhealthy lifestyle. Ailments like hypertension, diabetes, cardiovascular illnesses, etc. are affecting a lot of people. Such medical conditions require quality medical attention without which complications can arise. Availing treatment in a private hospital, involving hospitalisation, medication, tests, etc. has become expensive. To ease such financial difficulties during medical emergencies, buying health insurance in Noida is necessary.
Cashless health insurance further makes it possible to minimise the burden of hospital bills as the insurer directly settles the expenses, subject to policy terms. There are several cashless network hospitals in Noida listed by Religare Health Insurance. Avail the best cashless treatment and get your claims settled quickly, only using your health card.
The Need for Health Insurance in Noida
The hustle and bustle, with increasing traffic and pollution levels, has been a cause of stress for people living in the city. Moreover, hectic job schedules lead to an unhealthy lifestyle defined by poor eating habits, insomnia, etc. It tends to take a toll on a person’s health. It is also the biggest reason why non-communicable diseases are on the rise. Some health problems faced by individuals in the city include hypertension, heart ailments, asthma, diabetes, and cancer.
Medical costs are skyrocketing in India. Even getting basic medical care can burn a hole in your pocket. Therefore, with health insurance Noida residents can have the right financial cushion for their financial savings.
Availing the cashless treatment facility makes you eligible for numerous benefits. We can never predict when a medical emergency would occur. Hence, it is always wise to stay prepared to avoid last-minute stress. It is particularly true as far as finances are concerned. Paying hospital expenses from one’s pocket can become stressful. The Cashless Health Insurance Noida offers an advantage at this hour of need. It saves policyholders from the burden of paying for expensive hospitalisation. The insurer directly settles the expenses with the hospital, subject to policy terms and conditions. To avail of this facility, one should choose a network hospital of the insurer for medical treatment.
Tips to Consider Before Buying Health Insurance in Noida
We present some factors you must consider before buying a policy from the best health insurance company in Noida:
- Assess your healthcare needs by considering factors like age, medical conditions, etc.
- Go for a policy with high sum insured as per your medical needs
- Find out the network hospitals are nearest to your location
- Look for features like lifetime renewability, annual health check-ups, and no claim bonus
- Know the claim settlement ratio of the insurer and the procedure to file claims.
How to Avail Cashless Treatment in Noida?
Follow the below steps to get cashless treatment at any network hospital:
- Choose a network hospital for medical treatment
- Inform the insurer about hospitalisation within the specified time
- Submit the duly signed pre-authorisation form at the hospital insurance desk
- Provide all the supporting documents and health card
- After document verification, the claim management team will send an approval
- In case of any information deficiency, the claim management team may raise a query
- After approval, the insurer settles the medical bills, as per policy terms and conditions
The insurance company will process the claim after considering the policy terms. The insured must contact the insurer within 24 hours in case of emergency hospitalisation and 48 hours prior to admission in case of planned hospitalisation.