Health Insurance in Mumbai
Mumbai is the Gateway of India and a city of dreams. Famous for the world’s most lavish homes, Bollywood, Asia’s biggest slum, and multi-culture inhabitants, Mumbai accommodates all. The Portuguese leased this city of seven islands to the East India Company in the year 1665. Initially, it was flourished as a trading port and later transformed as the trading capital of India. The magnificent Bandra-Worli Sea link to pristine Sidhi Vinayak Mandir and Haji Ali Dargah, Mumbai, is the fusion of different traditions, cultures, and people.
Every day thousands of people migrate to Mumbai from different cities to earn name and fame. It has become the most populated metro city now. As a result, the levels of pollution, construction, and environmental stress are rapidly increasing, which leads to air and water-borne diseases, lifestyle, and critical diseases. That’s why health insurance has become the need of an hour to help Mumbaikars get timely health care during any medical emergency.
As the hospitalization cost and treatment expenses are increasing steadily, we at Religare Health Insurance, offer the best mediclaim policy in Mumbai that cater to your health care needs. Our health insurance in Mumbai covers pre and post hospitalization expenses with medicines and treatment costs. So, you do not need to spend from your pocket for your health care. Our plans are affordable, and you can avail of them online easily. With our health cards, you can go for treatment in cashless network hospitals near to your residence during an emergency. Our team of expert advisers guides you right to pick the best health insurance in Mumbai and stay healthy.
The Need for Health Insurance in Mumbai
The long-distance commutation, increased pollution level, construction, unhealthy eating habits, sedentary lifestyle, and stress make locals ill in Mumbai. Cases of diseases like asthma, allergies, COPD, cancer, kidney failure, and strokes are increasing every day. Though there are several renowned multi and super specialty hospitals are located in Mumbai, but treatment in such hospitals is still an out of pocket expense for the common public. Whereas the cost of living is also high in Mumbai in such a situation, medical bills can derail your finance and life. So, it’s advisable to cover yourself and your family with our best health insurance policy in Mumbai to avail of advance and timely healthcare facilities.
Tips to Consider Before Buying Health Insurance in Mumbai
Choosing health insurance in Mumbai ensures yours and your family’s health security. You can read below the tips while opting for our best mediclaim policy in Mumbai:
Make a Budget- While opting for the best medical insurance in Mumbai, it is wise to make a budget for how much you can invest in insurance premiums. You should pick the cost-effective plan that gives you maximum coverage without a financial burden.
Check the Network Hospitals- You should check how many hospitals are located nearby to your residence. Network hospitals are the hospitals that have tie-ups with us. Here you can avail cashless treatment facility.
Calculate Premium- Compare the premium of our different plans with the help of health insurance premium calculator and choose the best mediclaim policy in Mumbai, one that best suits your health care needs with reasonable premium and maximum benefits.
Look for Maximum Coverage- Make sure to pick best health insurance in Mumbai that gives you maximum coverage. Our policies cover pre and post hospitalization expenses, diagnosis expenses, treatment, and medication costs with add on covers, so pick it accordingly.
Check Exclusions- Go through our exclusion list to ensure hassle-free claim settlement. Exclusions are situations/treatments/medical procedures/diseases excluded from health insurance coverage. You cannot file the claims for exclusions under health insurance in Mumbai.
Waiting Period- A waiting period is the specified time under which the policy is payable. It’s advisable to learn about the waiting period. We offer the best health insurance policy in Mumbai that has 30 days waiting period from the commencement of the policy period, and for pre-existing diseases, it is 4 years.
Check Eligibility- Check the age criteria for eligibility for the medical insurance Mumbai plan before you buy the best medical insurance in Mumbai. For most of our plans, the maximum entry age is 60 years, with lifelong coverage.
How to Avail Cashless Treatment in Mumbai?
We offer the best mediclaim policy in Mumbai. Under our health insurance cover, you can avail of cashless treatment in Mumbai. You can start your medication without worrying about cash arrangement in our cashless network hospitals located in Mumbai. You can admit there and inform our support team about your hospitalization within 24 hours after admission. Also, you have to intimate at the insurance helpdesk at the hospital. After verification by our claim management team, your claim gets approved, and we directly settled your bills to the hospital. With our cashless treatment, it becomes easy for you to admit and start your treatment immediately.