Health Insurance in Mangalore
Mangalore, also known as Mangaluru, is a thriving port city in the Indian state of Karnataka. It is a major commercial hub and has excellent educational and healthcare facilities. The medical facilities in the city are of world-class standards and attract medical tourists. They provide preventive healthcare, emergency services, and treatment of various ailments. There are numerous private hospitals, government hospitals, nursing homes, and diagnostic centres spread across the city.
Quality medical care is easily accessible; however, the citizens of Mangalore face the effects of medical inflation. Healthcare, especially in private hospitals, is expensive. With the support of health insurance in Mangalore, this burden gets reduced.
The best medical insurance will cover not only your hospital expenses but also a range of other associated costs. More importantly, the facility of cashless treatment at network hospitals is of great help since policyholders do not have to pay directly from their pockets.
With several cashless network hospitals in Mangalore, Religare Health Insurance helps you get quality healthcare without worries.
The Need for Health Insurance in Mangalore
People in Mangalore live in a fast-paced environment and thus become prone to various lifestyle disorders such as diabetes, hypertension, obesity, etc. Moreover, air pollution owing to industrial activities has led to respiratory illnesses such as asthma. Diseases can arise not just because of lifestyle factors but also due to hereditary reasons.
All these points hint at the uncertainty of life events, such as a medical emergency. Thus, it is wise to invest in health insurance in Mangalore that will serve as a financial cushion for a family’s hard-earned savings. Furthermore, with a health policy, one can avail of benefits such as lifetime renewability, annual health check-ups, no claim bonus, ambulance cover, etc.
Digital payment facilities have made our lives simpler. Similarly, in health insurance, too, the feature of the cashless treatment is offered to make lives easy for the policyholders. With the cashless facility under Medical Insurance Mangalore policies, a family will no longer need to bear the burden of paying hospital bills directly from the pocket. It is the insurer that settles the medical expenses with the hospital, subject to policy terms and conditions.
Using a health card, a policyholder can quickly get cashless treatment at any of the network hospitals of the insurer. This feature eliminates tedious paperwork and saves a lot of time during medical emergencies.
Tips to Consider Before Buying Health Insurance in Mangalore
We present the crucial factors one must consider before opting for the best medical insurance in Mangalore:
- Assess your healthcare needs based on factors like age and medical conditions
- Buy a policy with high sum insured so that you get sufficient cover for various medical expenses
- Check if there are network hospitals of the insurer near your location
- Look for features like lifetime renewability, annual health check-ups, and no claim bonus
- Know the claim settlement ratio of the insurer and the procedure to file claims.
How to Avail Cashless Treatment in Mangalore?
Our Health Insurance Mangalore plans offer the cashless treatment facility at a network hospital. Follow the steps given below to ensure the process becomes completely hassle-free for you:
- Select a network hospital of your choice to avail medical treatment
- Notify your insurer about the hospitalisation as per the specified time
- Submit the duly signed pre-authorisation form at the hospital insurance desk
- Provide your health card and all the supporting documents
- The claim management team will send an approval after verification of the documents
- The team may raise a query in case there is any information deficiency
The insurance company will process the claim after considering the policy terms. Contact the insurer within 24 hours in case of emergency hospitalisation, and 48 hours before admission in case of planned hospitalisation.