Health Insurance in Faridabad
Presently known as the industrial hub of Haryana, Faridabad was founded in 1607 by Baba Farid. It is home to many factories, warehouses, and industrial estates. The city shares its boundaries with the National Capital Region and well connected with other states. As an urban extension, it has corporate offices of well-renowned brands, high-end schools, hospitals, and malls. Additionally, Faridabad also has ancient monuments, temples, mosques, a dam, and a lake. Faridabad is a vibrant place that has a bountiful culture, heritage, festivals, and landscapes.
However, on the health care front, Faridabad has still a long way to go. Crop burning and industrial pollution are the main drivers of the health crisis in the city. Private hospitals have advance medical facilities, but the charges are too high to afford. Therefore, it’s better to opt for health insurance to bear your hospitalization cost during medical emergencies.
We, at Religare Health Insurance, offer an umbrella of protection to people from every walk of life. Our health insurance Faridabad city-specific plans cater to your health care needs. You can avail of the right treatment at the right time without facing a financial crisis in Faridabad. From pre and post-hospitalization to medicines and therapies, we cover the expenses related to your treatment. Our cashless treatment facility enables you to take the medication in the nearby network hospital without cash. Our team of advisers will be solicited your queries and help you to opt right health insurance policy.
The Need for Health Insurance in Faridabad
The rising smog in the air is causing respiratory problems amongst the residents. They cannot breathe properly and also facing skin allergies and strokes as well. Government hospitals are still juggling with the scarcity of essential medical supplies, and health care in private hospitals is costlier. Thus, in such a situation, it is necessary to keep yourself secure. A right health insurance plan gives you comprehensive coverage and helps you to get the best possible treatment in Faridabad without money problems.
Tips to Consider Before Buying Health Insurance in Faridabad
It’s better to secure yourself with our health insurance policies that help you during a medical emergency. Here you can consider the below mentioned factors before opting health insurance:
Estimate- Before buying health insurance, it’s good to estimate how much you can invest in health insurance. Then pick the affordable plan that gives you maximum coverage without disturbing your monthly budget.
Check the Network Hospitals- Network hospitals are the hospitals that have tie-ups with us, and you can avail cashless treatment facility. You should check how many hospitals are located nearby to your place.
Use Health Insurance Premium Calculator – Calculate the health insurance premium with the help of a health insurance premium calculator available online and compare the premium of our health insurance Faridabad plans and pick the most reasonable one.
Maximum Coverage- Make sure to read about the coverage of our various health insurance plans. We cover the expenses for in-patient hospitalization, pre and post hospitalization expenses, diagnosis, treatment, and medication costs.
Read Exclusions- According to IRDAI, exclusions are the situations/medical treatments/procedures/diseases excluded from the coverage. Moreover, you cannot file the claims for exclusions. So, you must read about them to avoid chances of claim rejection.
Check Waiting Period- We have a less waiting period for our health insurance plans. It’s advisable to check the waiting period. The waiting period is 30 days from the commencement of the policy period and 4 years for pre-existing diseases.
Check Eligibility- You should also check the age criteria for eligibility before you buy health insurance. However, the maximum entry age is 60 years for most of our plans with lifelong coverage.
How to Avail Cashless Treatment in Faridabad?
Now cashless treatment is possible in Faridabad with us. You need to admit in any of our network hospitals in the city and inform our support team about your hospitalization within 24 hours after admission. Moreover, you need to intimate the insurance helpdesk at the hospital also. After verifying the documents, our claim management team will send you an approval mail, and your bills will be paid directly to the hospital. Under cashless treatment, you do not need to arrange cash for your treatment and focus on your recovery worry-free.