Health Insurance in Dehradun
Situated in the Garhwal region, Dehradun is the capital of Uttarakhand. This city is famous for its beauty and is in proximity to various tourist destinations like Mussorie, Auli, and Rishikesh. It has several research institutes and defense academies.
Being the state capital, it has several private and public hospitals. These hospitals offer various facilities to provide quality healthcare services and control of communicable diseases. The hospitals in the city are well-equipped, offering modern facilities and have experienced doctors. These healthcare facilities enable the residents of Dehradun to live a healthy life.
Buying a health insurance in Dehradun for yourself and your family is essential as the cost of medical care is expensive, especially if you are opting for a private hospital. The medical expenses can affect your savings. Therefore, having a health cover acts as a shield and secures you from unforeseen events. Religare Health Insurance is one of the notable names in the health insurance industry that offers comprehensive health covers. Residents of Dehradun, who have opted for medical insurance from this company, can also get the facility of cashless treatment in Dehradun.
The Need for Health Insurance in Dehradun
Today most of the people suffer from various lifestyle disorders such as hypertension and diabetes. With the increasing number of ailments, the cost of the treatment of diseases is also on the rise. Therefore, people need to secure themselves with a comprehensive health insurance policy. It is essential to be financially prepared, so that cost of the treatment does not obstruct you from availing medical care. Getting health insurance in Dehradun is a preventive measure for the residents of the city.
Nowadays, the majority of health insurance companies provide the facility of cashless transactions that enables an individual to pay for their expenses. The right medical insurance covers hospitalization expenses, annual health check-ups, and ambulance costs.
Tips to Consider Before Buying Health Insurance in Dehradun
Purchasing a health insurance in Dehradun is one of the most important financial decisions as it secures you during difficult times.
It requires proper research to opt for the best medical insurance as various health insurance companies in the market offer the same type of insurance. Therefore, you must consider the following things in mind:
- Buy a policy with a high sum assured
- Consider the number of family members, age and medical conditions
- Go through the inclusions and exclusions of the policy
- Opt for a medical insurance policy that offers maximum coverage
- Understand the claim settlement ratio of the insurer and the method to file claims.
How to Avail Cashless Treatment in Dehradun?
There can be a situation when treatment can be costly, and it is when having medical insurance plays a significant role. The cashless treatment is a feature in which the policyholder can be hospitalized and get the treatment without paying the medical bill.
If an individual has bought an insurance policy from Religare Health Insurance, they can get cashless treatment as there are many cashless network hospitals in Dehradun.
The insured is supposed to follow the below-mentioned steps:
- Opt for a network hospital for treatment
- Inform the insurance provider about hospitalization within a specific time
- Submit the duly signed pre-authorization form
- Provide all the required documents to the insurance provider
- After the verification of documents, the claim management team will notify you for any query
The claim request is processed after consideration of the policy terms. The insured must contact the health insurance company within 24 hours in the event of emergency hospitalization and 48 hours before admission to the hospital.