Health Insurance in Bhubaneswar
Bhubaneswar, the capital city of Odisha, is situated in the eastern part of the Kuakhai River. As an architectural and infrastructural splendour, the German architect Otto Königsberger was designed the city in 1946. From monuments to magnificently designed temples, Buddhist sites, villages, museums, and green forests made it a haven for residents. The famous chariot festival adds more stars to the vicinity of the city. People in Bhubaneswar are spiritually inclined and live in their self-less world. The economy of the city depends on agriculture, sericulture, horticulture, and handloom industries. Whereas IT, tourism, and enterprises are also blooming.
However, the healthcare scenario in Bhubaneswar is still a major concern. The mortality rate here is much higher than life expectancy. Inaccessibility of health care services, cultural barriers, unhygienic food, climate, and humid are the reasons for unsatisfactory healthcare services in the city. There are various multi and super specialty private hospitals in Bhubaneswar that provide good health care, but the charges are too high to afford. In such a situation, health insurance is a great help. It not only covers your hospitalization expenses but supports you during a medical emergency.
Without a doubt, Bhubaneswar is a sacred place to live. But it is not immune to communicable, non-communicable, and lifestyle diseases. Thus, at Relegate Health Insurance, we offer customized health insurance Bhubaneswar plans that cover your health care needs. Our city-specific health insurance plans give you maximum coverage during medical emergencies. We include pre and post hospitalization expenses, medicines, and therapies cost as a part of your treatment. With the help of our cashless treatment facility, you can start your treatment in the nearby network hospital without getting worried about cash. The team of our advisers solicits all your queries and guides you to opt for the right health insurance to protect your future.
The Need for Health Insurance in Bhubaneswar
Both communicable and non-communicable diseases are affecting children, old age, and adults in Bhubaneswar. Outbreaks of chickenpox, measles, viral fever, jaundice disturbing the lives of the residents. Public authorities are putting their efforts to provide primary health amenities to the people, but still facing lots of issues. Private hospital charges are very high. Imagine what will happen if you or your loved one comes into contact with any such disease. Your savings can wipe off in minutes. Thus, a comprehensive health insurance plan is what you need for your rescue.
Tips to Consider Before Buying Health Insurance in Bhubaneswar
Whether you are a resident or recently moved here, opt for a health insurance plan to stay worry-free. But, while buying health insurance consider the below mentioned factors:
Estimate- Before buying health insurance, it’s good to estimate how much you can invest in health insurance. Then pick the affordable plan that gives you maximum coverage without disturbing your monthly budget.
Check the Network Hospitals- Network hospitals are the hospitals that have tie-ups with us, and you can avail cashless treatment facility. You should check how many hospitals are located nearby to your place.
Use Health Insurance Premium Calculator – Calculate the health insurance premium with the help of a health insurance premium calculator and compare the premium of our different plans and pick the most reasonable one.
Maximum Coverage- Make sure to read about the coverage of our various health insurance plans. We cover expenses for in-patient hospitalization, pre and post hospitalization expenses, diagnosis, treatment, and medication costs.
Read Exclusions- Under health insurance Bhubaneswar, we have some exclusions. These are the treatments/ medical procedures/diseases excluded from the coverage. You cannot file the claim for exclusions. So, you must read about our exclusions to avoid chances of claim rejection.
Check Waiting Period- We have a less waiting period for our health insurance plans. It’s advisable to check the waiting period. The waiting period is 30 days from the commencement of the policy period and 4 years for pre-existing diseases.
Check Eligibility- You should also check the age criteria for eligibility before you buy health insurance. However, the maximum entry age is 60 years for most of our plans with lifelong coverage.
How to Avail Cashless Treatment in Bhubaneswar?
You do not need to worry about the expenses of your treatment in Bhubaneswar. We offer you a cashless treatment facility under your health insurance plan. So, at the time of medical emergency, you can admit to any of our network hospitals in Bhubaneswar. You can check the nearby network hospital on our website and admit during emergencies. You have to inform our support team about your hospitalization within 24 hours after admission and also to the insurance helpdesk at the hospital. As soon as our claim management team completes verification, your claim gets approved, and we pay your bills directly to the hospital.