Smart select a discount of 15% on premium payable##
Up to 150% increase in sum insured with No Claim Bonus & No Claim Bonus Super**
Save tax on a premium of up to Rs. 75,000 under section 80D of IT act 1961^
#Optional Cover available on payment of additional Premium. Up to Rs. 5,000/ 10,000 (Varies with the plan). Covers Doctor Consultation, Diagnostics & Pharmacy expenses. ## Additional 20% Co-Pay applicable per claim if hospitalization done outside SMART SELECT network hospitals. **For 5 consecutive claims free years by using No Claim Bonus & No Claim Bonus Super (Optional Cover ). Incremental increase every year is applicable on base Sum Insured. If a claim is made in any particular year accrued NCB or NCB super will be reduced at same rate at which it is accrued.