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Health insurance can help you save tax under section 80D

Cancer Insurance Plan

Lifelong Cancer Care protection at unbeatable prices

Details Plan starts at 2/day#

Get 50 Lakh cover

258 pm*

No medical checkup required

Cancer mediclaim features

Lifelong protection at unbeatable prices

Monthly Installment available

Covers all stages of cancer

Cashless cancer treatment

Are you interested in our plan?

About Cancer Insurance

With the number of cancer cases increasing dramatically every year, a lot of people have started to opt for cancer insurance policies. Cancer Insurance is nothing but a type of mediclaim policy that dedicatedly provides you financial compensation in case the insured person is diagnosed with cancer.

This plan provides coverage irrespective of the stage of the disease or type of cancer. Since cancer treatments cost lacs of rupees, a lot of people opt for these insurance plans to stay secured from these expenses. Unlike the simpler terms to decide the premium in the standard health insurance plans, the premiums of the cancer insurance plans largely depend upon a variety of factors such as age, family history, medical reports, etc. Depending upon the chosen insurance plan, a lot of add-ons are also available to choose from.

The cancer insurance policy also offers medical coverage for early detection tests and regular health monitoring programs. It is important to check that the cancer insurance policies provide coverage for pre-decided aspects only. Depending upon the plan you choose, you will get the required coverage.

Religare’s cancer insurance plan covers pre/post-hospitalization expenses as well as chemotherapy and radiotherapy treatments.

  • In-Patient Hospitalization - Cancer Mediclaim Benefits

    In-Patient Hospitalization: Upto SI for at least 24 Hours of hospitalization.

  • Day Care Treatment - Cancer Mediclaim Benefits

    Day Care Treatment: Hospitalization required for less than 24 hours for listed treatments

  • OPD Expenses - Cancer Mediclaim Benefits

    OPD Expenses: Doctor consultation, Pharmacy & Diagnostic examination expenses covered

  • Chemotherapy & Radiotherapy Cover - Cancer Mediclaim Benefits

    Chemotherapy & Radiotherapy Cover: Covers expenses incurred for chemo and radio therapy

  • Organ Donar Cover - Cancer Mediclaim Benefits

    Organ Donar Cover: Covers medical expenses incurred towards your organ donor.

  • Alternative Treatments - Cancer Mediclaim Benefits

    Alternative Treatments: Covers Ayurveda, Unani, Sidha and Homeopathy treatment

  • Pre Hospitalization & Post Hospitalization - Cancer Mediclaim Benefits

    Pre Hospitalization & Post Hospitalization: Covers medical expenses 30 days before hospitalization and 60 days after discharge.

  • No Claim Bonus - Cancer Mediclaim Benefits

    No Claim Bonus: 50%/25%/25% corresponding increase in SI for 1st ,2nd , 3rd claim free policy years

  • Annual Health Checkup - Cancer Mediclaim Benefits

    Annual Health Checkup: Annual health check-up for insured member

  • Quick Recovery Counselling - Cancer Mediclaim Benefits

    Quick Recovery Counselling: Psychologist Counseling expenses covered

  • Doctor On Call - Cancer Mediclaim Benefits

    Doctor On Call: Consult doctors on a call

  • Global Coverage - Cancer Mediclaim Benefits

    Global Coverage: Avail Hospitalization expenses outside India with a mandatory co-payment of 10 % per claim.

  • International Second Opinion - Cancer Mediclaim Benefits

    International Second Opinion: Covers expenses for consultation from international medical experts excluding India

  • Room Rent Modification - Cancer Mediclaim Benefits

    Room Rent Modification: Room rent modification as per specified sum insured

  • Air Ambulance - Cancer Mediclaim Benefits

    Air Ambulance: Avail air ambulance service up to specified amount and severity of illness

  • Ambulance Cover - Cancer Mediclaim Benefits

    Ambulance Cover: Covers charges for availing ambulance service in India

  • No Limit On ICU Charges - Cancer Mediclaim Benefits

    No Limit On ICU Charges: No Limit on ICU Charges

More Features
Plan Name Cancer Mediclaim
Sum Insured 10 Lakh | 25 Lakh | 50 Lakh | 1 Crore | 2 Crore
Benefits
Hospitalization Expenses
In-Patient Care Up to SI
Day Care Treatment Up to SI
Pre-Hospitalization and Post-Hospitalization 30 days/60 days
Chemotherapy and Radiotherapy Cover Up to SI
Ambulance Cover Up to Rs 3000 per hospitalization
Organ Donor Cover Up to SI or 15 L whichever is lower
Second Opinion Once per Covered Condition per policy year
No Claim Bonus* 50%/25%/25%-Corresponding increase in SI for 1st, 2nd and 3rd continuous claim-free Policy Years respectively, Max up to 100% of SI(50%/25/25%-Corresponding decrease in SI per Policy Year in case a claim has been paid; Such decrease is only in SI accrued as NCB)
International Second Opinion# Once per Covered Condition per policy year
Room Rent Eligibility Single Private Room / No limit^
Air Ambulance# Up to Rs. 5 Lakhs
Annual Health Check-up Annual from 2nd Policy Year on Continuous Coverage
Health Services
Quick Recovery Counseling Up to Rs 1000 Per Session, Maximum 8 Sessions Post Hospitalization in a Policy year( can be availed twice in a month)
Doctor on Call Yes(Telephonic/Online Mode)
Health Portal Value added services through Company’s Website
Global Coverage: Coverage outside India - 45 continuous days in a single trip; Max. 90 days on a cumulative basis, in a Policy Year. Up to SI; only for SI >=1Cr (Limited to In-Patient Care and Day-Care treatment with a Co-payment of 10% per Claim)
OPD Expenses (Diagnostics + Consultations + Pharmacy ) Up to 1% of SI ,Max up to Rs 25,000
Health Services
Quick Recovery Counseling Up to Rs 1000 Per Session, Maximum 8 Sessions Post Hospitalization in a Policy year( can be availed twice in a month)
Doctor on Call Yes(Telephonic/Online Mode)
Health Portal Value added services through Company’s Website
Global Coverage: Coverage outside India - 45 continuous days in a single trip; Max. 90 days on a cumulative basis, in a Policy Year. Up to SI; only for SI >=1Cr (Limited to In-Patient Care and Day-Care treatment with a Co-payment of 10% per Claim)
OPD Expenses (Diagnostics + Consultations + Pharmacy ) Up to 1% of SI ,Max up to Rs 25,000

#Optional Benefit.^with optional benefit Room Rent Modification.

More Benefits
Plan Name Cancer Mediclaim
Sum Insured 10 Lakh | 25 Lakh | 50 Lakh | 1 Crore | 2 Crore
Covered Conditions(Illnesses/Diseases/Surgeries) Cancer
Entry Age 5 years to 50 Years on Individual Basis
Pre-policy Issuance Medical Check up No Medicals##
Tenure 1/2/3 Years
Premium Payment Mode*** Single/Monthly
Sub Limits:
Room Rent Eligibility Single Private Room / No limit^
ICU Charges No limit
Wait Period:
Initial Waiting Period 90 Days
PED Waiting Period 48 months

*** Terms and Conditions Applicable ##at the discretion of the Underwriter. ^with optional benefit Room Rent Modification. Note: Other SI / Age band options also available.

The Insured Person may access health related information and services such as health risk assessment, Doctor on chat, Special rates for OPD, Diagnostics and Pharmacy through Network Providers , etc as available on the Company's website.

Salient Features

  • Search the best deal in your location
  • Discount on all Healthcare and wellness services like Doctor Consultations, Diagnostics, Pharmacy, Dental Consultation and treatment
  • Comprehensive details on Doctors like qualification & appointment details.
  • Access to Right Healthcare Service, at right time and place.
  • Symptom tracker
  • Ailment to specialty tracker
  • Automated discount coupon download
  • 24x7 on call support

Why Choose Religare Health Insurance?

One serious illness in the family and your financial planning goes for a complete toss. We do understand this and therefore promise stability and lifelong commitment to your well-being. Religare Health Insurance offers a comprehensive medical solution for you and your loved ones. Health is wealth, and it’s time you knew!

Awarded as Claims Leader of the year
7 Lakh+ Total claims paid
24X7 Claim service support
Cashless claim approval in approx. 2 hours

Let’s together take a pledge to cure cancer!

Customer Testimonials

FAQs on Cancer Insurance

Cancer insurance plan is important as it will provide you coverage during the cancer treatment irrespective of its stage.

It covers OPD expenses, no claim bonus, pre and post-hospitalization expenses, indemnity plans, coverage for chemotherapy and radiotherapy, air ambulance cover, etc.

The cost of cancer insurance is determined on the basis of a person’s age and family history. The premiums may vary from case to case.

Yes, if you have a pre-existing condition, you can buy life insurance. However, different life insurance companies have different notions in this context and there is no specific rule to offer/not offer life insurance to cancer patients.

If you take a cancer insurance policy, you will be paid the entire sum insured in a lump sum manner upon diagnosis. However, in some cases, the money is paid for specific treatment plans.

In order to claim cancer insurance, one needs to submit all the necessary reports and undergo diagnosis at pre-decided health care centers. In case reports and diagnoses suggest the presence of cancer cells, the insurance can be claimed.

* Sum Insured – Rs. 50 Lakhs, Age – 18 to 25 years, Monthly Premium Payment Mode including optional benefits, Policy Period – 2 years. Exl GST.

** Sum Insured – Rs. 50 Lakhs, Age – 18 to 25 years, Single Premium Payment Mode including optional benefits, Policy Period – 1 year. Exl GST.

# Sum Insured – Rs. 10 Lakhs, Age 18 – 25 years, Single Premium Payment Mode, Policy Period – 1 Year. Annual Premium : Rs. 704. Exl GST.

Award at the Insurance India Summit & Award 2018

Call:1800-102-4488|1860-500-4488

Disclaimer: This is only summary of selective features of product SUPER MEDICLAIM (Cancer Mediclaim) For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

Please seek the advice of your insurance advisor if you require any further information or clarification.

UIN: RHIHLIP18033V011819. UAN: 18112670

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