Time remaining to save tax
Health insurance can help you save tax under section 80D
Some of the features which you get with Enhance health policy are -
|Features/plan (Sum Insured )||Enhance 1|
|Deductible(or existing Policy Sum Insured)||1 Lac to 10 Lac|
|Sum Insured||1 Lac to 30 Lac|
|In patient Care||Up to Sum Insured|
Day Care Treatment
|Room Rent Category||Single Private Room|
|ICU charges, Doctor's fee etc.||No Limit|
|Organ Donor Cover||Yes|
|In case of emergency, please intimate us within 24 hours of hospitalisation.
If planned hospitalisation, intimate us 48 hours prior to your admission.
Request for Pre-Authorisation
Claim Form Submission
|Complete the pre-authorisation form available at the hospital's insurance/TPA Desk and send us through email/fax. This form can also be downloaded from here.||Submission of claim from along with required documents, as per the policy terms & conditions The form can be downloaded from here.|
|To see list of network hospitals for cashless treatment or for further information please click here. You may also call us on 1800-102-4488 or write to us at email@example.com|
|Minimum entry age||1 day|
|Maximum age||No age bar|
|Renewal lifelong renewabilty.||The policy can be renewed under the then preveling Health Insurance Product or its nearest substitute approved by IRDA.|
|Renewal premium||Premium payable on renewal and on subsequent continuation of cover arc subject to change with prior approval from IRDA.|
|Co-payment||If you enroll at the age of 61 years or more, you will have to pay 20% of the claim amount under the policy. We pay the rest.|
|Waiting period||30 days for any illness except injury|
|Waiting period for pre-existing illnesses||Four years of continuous coverage|
|Change in sum insured||You can enhance your sum insured under the policy only upon renewal|
|Grace period||30 days from the date of expiry to renew the policy|
|Underwriting loadings||Based on the assessment of the extra risk on account of medical conditions by the underwriter, the premium shall be loaded accordingly (15%, 30% or 50%)|
|Group discount||5 to 20%, depending upon the group size.|
|Complete care||After 4 years of continuous coverage, you have an option to convert your deductible plan to Comprehensive Health Insurance Plan (without any deductible)|
Please click here to see the detailed policy Terms & Conditions.
For complete product details, kindly refer Prospectus and Sales Literature in the Download Section. Click here
Disclaimer: For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
UIN: IRDA/NL-HLT/RHI/P-H/V.I/305/13-14. UAN2: 19032846.