More and more people are travelling around the world these days. While some travel to adventurous places for exciting experiences, others prefer going to serene destinations for relaxing vacations. Not only does travelling refresh your mind but also brings in a sense of calm and peace. However, there are certain factors that you must take into consideration while travelling to foreign destinations. One of these factors is international travel insurance.
Benefits of Having Overseas Travel Insurance
Overseas travel insurance policies come with several benefits like: -
Helping Hand in Medical Emergencies
One of the biggest advantages of having international trip insurance is medical coverage. Most of the travel policies come with a provision of helping with medical expenses in case of emergencies. During your trip, if in case you fall ill or meet with an accident, the hospitalisation cover will be taken care of by your travel insurance plan. You can go for travel health insurance nowadays which is applicable for in-patient and out-patient medical treatment and will also cover any life-threatening situation which might occur because of pre-existing ailments.
Passport and Luggage Loss Cover
One of the most disheartening things that can happen during your trip is the loss of your belongings like your passport or luggage, for that matter. Here’s when overseas travel insurance plan will help you out. Whether you travel to a Schengen country or someplace else, travel insurance cover will help you with the expenses involved in procuring a new or duplicate passport. That being said, if your luggage gets lost due to the flight carrier’s mistake, the expenses you incur because of this loss will also be taken care of by your travel insurance.
Cover for Cancellation or Delay of the Flight
Yet another advantage of having international trip insurance is the coverage it offers for cancellation or delay of flights. Your flight can get cancelled or delayed due to natural reasons like bad weather conditions or because of technical faults as well. While you cannot control either of these circumstances, the loss will be reimbursed*.
*If the cancellation of the trip is made from your end, your travel insurance policy will not cover the expenses.
Overseas travel insurance keeps you shielded from many unpredictable circumstances in a foreign land. Today, with the availability of various country-specific plans like Schengen travel insurance and so on, it has become easier to select a plan that best suits your requirements.
Religare Travel Insurance is one of the trusted international travel insurance providers in India. The plans are curated for both leisure as well as business trips and are available at competitive prices. You can also find country-specific travel insurance with us. Secure your travels with RHIL!