Benefits of International Travel Insurance While Travelling to Canada
Whether you are a watchful traveler who does not prefer adventure sports, still accidents happen. Even the most mundane task can turn your travel upside down as what happened with Anita. She and her husband were off to Toronto for holidays. She broke her foot while crossing the traffic light in a hurry. The simple tilting of the foot caused her a fracture. She was hospitalized in the private hospital and kept there for a month as she was not allowed moving her foot. Hospitalization for one whole month, then crutches and follow up visits turned their holidays into a nightmare.
Luckily, the couple had international travel insurance for Canada. After timely intimation to the insurance company about her injury, their expenses got reimbursed.
The moral of the story is uncertainty can happen anytime, it’s better to be protected with the right travel insurance plan than feel sorry. In this article, read more reasons why travel insurance is peace of mind while traveling to Canada.
If you meet with an accident or injury during your holidays in Canada, then do not panic. Your Canada travel insurance plan is your rescuer. You can go for cashless hospitalization and start your treatment immediately. Your travel insurance provider reimburses all the related expenses for diagnosis, in or outpatient treatment, medicines, room rent, medical evacuation, and even provide you daily allowance to meet the day-to-day hospitalization expenses. You do not need to arrange the cash in the local currency for treatment.
In Canada, the chances are high that you may get sick due to freezing weather or get a stroke, high fever, stomach infection, skin allergies, or even accidents, and injuries can occur. If you get hospitalized due to any reason, then your expenses will be reimbursed by the insurer up to the sum insured. With comprehensive international travel insurance, you are strong enough to face any medical emergency in Canada.
>>Check: Handling Medical Emergencies Abroad
Reimbursement for Flight Delays and Cancellation
Under overseas travel insurance, you are entitled to get reimbursement for flight delays and cancellation. Written confirmation from your travel agency about delays or cancellation is required. With timely intimation, you will be saved from the loss of the money that you have already spent on your bookings.
Loss or Delay of Checked-in Baggage
Loss of checked-in baggage is one of the airline goofs ups that you are likely to face during your journey. But, if you have the right travel insurance, then you can relax. You get the compensation up to the sum insured if your checked-in baggage is missing for more than the specified consecutive hours. You are also entitled to get the reimbursement of the expenses that you may incur due to the delay of your luggage.
Additionally, under a travel insurance plan, you can avail the following non-medical benefits:
- Up-gradation to business class
- 2-way compassionate visit
- Repatriation in case of death
- Coverage against third party legal liability
- Assistance in getting duplicate copies of important travel documents such as passport, license, and tickets.
You do not want to imagine anything serious and that hefty treatment amount. Therefore, the final thing that you can keep in your mind while opting for overseas travel insurance is peace of mind. God forbid if any emergency happened, you can tackle it calmly as you know that you are already covered under your travel insurance.
So, opt for region-specific travel insurance plans offered by Religare Travel Insurance, a trustworthy name in the insurance industry. These plans are affordable with maximum coverage, including hospitalization, trip cancellation, interruption, and lost luggage.
Thus, it is the fact that entering into foreign land can be a risky affair especially in a vast country like Canada. Travel insurance gives you peace of mind so that you can make unforgettable memories instead of horror stories.