Why is Travel Insurance Necessary?

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Why Traveling Without Travel Insurance is Not A Good Idea

Traveling makes you happier and gets you away from your problems at least for some days. It is a trusted way to release your stress. The whole idea behind traveling is to experience something new and build memories out of it. But foreign travel is also full of uncertainties. You cannot predict what will happen to you in the next moment during your journey. But, with comprehensive travel insurance you can protect yourself from the losses that you may incur due to emergencies in the foreign country.

This is true that many people find travel insurance not worthy. Research stated that around 22% of people travel without travel insurance, and 27% buy the wrong cover. This can lead people to unprotected during emergencies in a foreign country. So, if you are also amongst those who travel abroad without travel insurance then read why it is not at all a good idea.

High Risk

Traveling is full of excitement but this excitement can bring uncertainties as well. Especially, when you are traveling away from your land the rate of risk is higher. From trip delay/cancelation to medical evacuation, it can be anything that you can face during your stay in a foreign country. It can lead to a huge financial burden, as well as life-threating results. But, with comprehensive travel insurance, you can protect yourself and your family from the bad consequences. So, if you have travel insurance it keeps you and your family safe from all such risk and financial stress.

Emergency Hospitalization

During the overseas journey, there are high chances that you may get injured, meet with an accident, or affected with a serious disease. For the treatment of these medical problems, you need emergency hospitalization. Health care in foreign countries is quite expensive. Without travel insurance, you have to bear all the expenses related to your medication, surgery (if required), treatment, transportation by yourself. This can be burdensome to your pocket. So, think about these uncertainties and buy travel insurance that bear all such medical expenses for you.

Non-Medical Emergencies

It happens at times, that despite of all the things done you cannot board for your trip. Trip cancellation, trip delay/cancelation, loss of checked-in baggage, loss of passport, and personal liability are some of the non-medical emergencies that incur a huge financial loss to you. What will you do if you don't have travel insurance? You have already spent a lot to make your travel a memorable one. That's where international travel insurance is your savior. Travel insurance compensates you against the losses you incur due to non-medical emergencies.

Financial Crunch

Foreign land is rich in culture, experience, people, and places, but it's equally expensive especially if we talk about medical treatment. Until it is pre-planned, expenses on treatment due to medical exigency will leave you with financial crunches. You have no one who can support you financially during the tough time other than your travel insurance policy. You will get the necessary financial assistance udnder travel insurance within a short period.

Travel Insurance is Mandatory

In order to lessen the financial burden made by medical bills left unpaid by tourists, countries like Cuba, Schengen, USA, Russia and more have made travel insurance mandatory for the tourists. Most of them also mentioned their travel policy with medical coverage. So if you are planning to travel to these countries you have to buy travel insurance to get a visa for these countries, else you will not get the entry to visit these beautiful countries.

Hence, an insured traveler is a safer traveler. If you have no travel insurance, consequences can be devastating. Therefore, it's vital to give travel insurance the first place in your travel itinerary. You can buy an exclusive travel insurance plan offers by market leader-Religare Travel Insurance. Coverage under policy will protect you from various perils and offer maximum benefits, minimal exclusions at affordable premiums. So, with a solid travel insurance plan, you will be able to enjoy your overseas trip and make life long memories out of it.