Traveling is incredibly exciting and full of surprises. It is a trusted way to release your stress and build lifetime memories out of it. But, at times, it happens that you stepped out from the plane, and any untoward event can hit your jetlagged mind. There are an infinite number of chances that some things go well, and some can go wrong during your travel abroad. You cannot predict them, but healthy apprehension can keep you protected. So, if you have already made your way to your holiday destination without opting for travel insurance, then do not worry. You can get comprehensive overseas online travel insurance easily. All you need to enter your details and submit the correct documents to get your customized overseas travel insurance on your email. Read below the perks of having travel insurance.
Cashless Hospitalization- Under your travel insurance policy, you can avail emergency hospitalization in a foreign country. Your in and out-patient treatment expenses, up to the sum insured will be borne under travel insurance policy. You do not require making the arrangement of cash in foreign currency for treatment.
Medical Evacuation- If you are required to move to your home country for better treatment, then your expenses will be borne under travel insurance plan up to the sum insured under medical evacuation cover.
No Maximum Age Limit- There is no-entry age for travel insurance. You can opt for it even for your one day only child as well at affordable premium.
Pre-Existing diseases- The expenses that arise due to the treatment of pre-existing diseases in case of life-threatening diseases will also cover under travel insurance.
Up-Gradation to Business Class- Under this cover, if you are hospitalized for more than five consecutive days and needs to be back in the home country. You get the up-gradation from economy to business class.
Return of Minor Child- If you are hospitalized in a foreign country and you want that your minor child should return to your home country, then all the cost to bring your minor child back will be covered in your travel insurance policy.
Daily Allowance for Hospitalization- If you are hospitalized for more than five days, then you will get daily allowance to manage your day-to-day living expenses such as meals, communication, and transportation abroad.
Mandatory for Visa- In countries like Russia, the USA, Schengen, and other travel insurance is mandatory for all the tourists to ensure their safety during their visit. So, if you are planning to visit any of these countries first you have to opt for overseas travel policy to get your visa process done.
Trip Delay/Cancellation Reimbursement- Trip delay or cancellation can cost you thousands of dollars. But, if you have travel insurance cover, then you are on the safer side. You will get the reimbursement for all the possible expenses that you may incur due to trip delay or cancellation.
Reimbursement of Losses- Loss of check-in baggage, loss of passport, and sports injuries can drain all your money. International travel policy provides reimbursement for all these expenses. It also saves you from financial losses and supports you in your bad time.
Friend in a Need- Whenever you travel to any foreign country, overseas travel insurance acts like your friend. It alleviates your stress, helps you financially, and makes you feel like you have someone to support you during any kind of emergency in a foreign country.
Exploring new countries, people, culture, history, and food add thrills. But, embarking on overseas travel requires extensive planning to ensure that your journey would be fruitful and safe. So if you are getting your passport stamped for the first time or traveling since ages, comprehensive travel insurance should always be your priority. You can check the region-specific travel insurance plans offered by Religare Health Insurance online. These online travel insurance plans offer maximum perks and protect you so that your trip could not spoil. So, with a sound travel insurance policy, nothing can stop you to see the world and make stories.