Enjoy Stress-Free Vacation with Travel Insurance
Traveling is a pleasant experience. It gives one the joy and fulfillment of experiencing new things. While traveling can be fun-filled and exciting on one side, it also calls for protection and responsibility on the other. A good travel Insurance is hence the much-needed savior to all your travel worries. So leave worries behind and make memories for a lifetime by securing your holiday. Read why you should buy travel insurance for a stress-free holiday.
What is Travel Insurance?
It is the agreement between the Health Insurance Company and the insured traveler to provide necessary financial assistance at the time of emergency that may occur during traveling within the country or abroad. It indemnifies the financial losses that you may face during your journey, whether in or outside the country. It keeps you safe, wherever you travel, especially in case your holiday doesn't go as planned. In some countries, it is compulsory to get yourself insured before you land.
Key Features of Travel Insurance Policy
As a globetrotter, you must prioritize your safety. Read the key features that an ideal travel insurance policy must cover:
- Emergency Hospitalization Expenses
- Medical Treatment
- Compensation for flight delay
- Compensation for Loss of Baggage
- Cashless Claim Settlement
- Multi-trip travel insurance
- No age limit
- Automatic doubling of the sum insured
- Up-gradation to Business Class
Types of Travel Insurance
Whether you are a teenager, an adult or a senior citizen, there are different types of insurance policies available for travel. If you have decided to buy an insurance policy to secure your travel, here are the type of insurance policies you should read before going for one:
Domestic Travel Insurance
Domestic Travel Insurance protects you from the medical emergencies that can happen anytime with you and your family while traveling within the country. It provides coverage, including hospitalization expenses, loss of baggage and accident. It's better to invest in a comprehensive travel policy that eliminates all kinds of financial risk and unwarranted medical expenses. It makes your journey relaxing and safe.
International Travel Insurance
Traveling around the world is like a dream come true for many. Whether it's a family holiday or honeymoon trip, don't forget to get insured. From emergency medical treatment to flight cancellation, you can leave all your worries behind. This insurance covers all kinds of medical and non-medical emergencies. With international travel insurance policy, you will get the utmost protection while traveling abroad.
Family Travel Insurance
Family comes first, so if you have already planned a holiday with your family, think about insurance as well. It gives a comprehensive medical and travel cover to your family. It includes medical expenses, evacuation, loss of baggage, personal liability or loss of passport. You can easily get the quotes from different insurance companies online, compare and choose the one that best suits your family.
Group Travel Insurance
This policy is for the people those who travel in groups for tours, industrial training, and official or pilgrimage trips. This insurance policy is often taken by companies to cover their employees, whenever they travel for official purposes or representing the company. It works as same as individual travel policy and covers all kinds of medical and non-medical benefits.
Student Travel Insurance
If you are an aspiring student and want to go overseas for studies, here is a student travel insurance that gives you all the basic coverage of international travel policy. Apart from that, it also includes sponsor protection, study interruption, two-way compassionate visit, and bail bond if you stuck in any kind of uncertainty in another country.
Why should you Buy Travel Insurance?
Outbound travel has increased across the board for a few years. People don't wait for summer or winter holidays to plan a trip. MNC culture, workforce diversity and globalization have increased the frequency of foreign travel. So, take a look at why you should buy an insurance plan before you step into another country for rendezvous.
- Meet skyrocketing emergency medical expenses in a foreign country
- Insurance is compulsory to travel countries like Schengen
- Easy evacuation at the time of medical emergencies
- Cover dental treatment apart of normal hospitalization expenses
- Compensation for flight delay, flight cancelation, check-in loss baggage or delay
- Protection for you and your whole family
- Rescue at the time of any personal liability outside the country
- Assistance in case of loss of passport
- Arrange emergency cash for you in case you get robbed during your travel
Thus, the sun shines brighter, grasslands look greener and parties get louder when you have a sense of protection. The best way to know if you can afford travel insurance is to compare the quotes online. Religare Travel Insurance offers wide range of comprehensive travel insurance plans that cover all kinds of medical and non-medical expenses with complete safety and peace of mind.