Introduction to Travel Insurance
Travelling is fun and full of excitement. Whether it is for work, vacation, or studies; travelling provides you with an opportunity to explore many new places, cultures, customs, and traditions. It is all about experiencing new places and learning new things. However, travelling is, sometimes, uncertain too. There are not one but many things that might make your experience inconvenient and not-so-happy. This is where travel insurance may help. Having travel insurance enables you to deal with many unforeseen situations during your trip.
Travel insurance is a kind of insurance that covers loss of baggage, medical expenses, flight cancellation or delays, and more. Today, with several choices available in the market, it is very important for you to choose a travel insurance plan that is as per your needs and offers the right set of benefits. Here are some key features look for while choosing one: -
Flight Delay or Cancellation
Owing to bad weather conditions and mechanical faults, flight cancellation is a common occurrence. Something like this is bound to dampen your travel experience. However, the right travel insurance plan provides financial compensation for it. In such a case, you are covered for a specified sum or expenses if the flight is delayed beyond 12 consecutive hours.
Cover for Delay or Loss of Checked-in Baggage
Loss of baggage is one of the most common risks associated with travelling. This is a situation that can interrupt your trip experience. If such an incident happens post-check-in at the airport, a good travel insurance plan will cover it. In case there is a delay in receipt of checked-in baggage beyond 12 consecutive hours, travel insurance covers that as well.
>> Check: The Importance of Travel Insurance
Health problems and medical crises are unpredictable, and they can befall a person anytime. To stay covered against medical emergencies during a trip, it is wise to have a travel insurance plan that provides coverage for hospitalisation and treatment. Also, in case the health condition of an insured individual needs instant transfer from the place of accident or illness to the nearest healthcare centre, travel health insurance plan shall cover such costs as well.
Other than these key benefits, travel insurance plans also come with other important advantages. These include: -
- Daily allowance
- Trip cancellation or interruption (due to listed reasons in the policy document)
- Option of annual multi-trip plan
- Option to cover the family under a single travel insurance plan
Religare Travel Insurance is one of the most preferred international travel insurance providers in India that has a vast range of affordable international travel insurance plans that are region-specific, cashless claim settlement, and up-gradation to business class, and many more features.