The Role of Student Travel Insurance
London lives up to its long-standing reputation of providing high-quality education facilitated by world-class pedagogy. It boasts of educational institutions known for providing research opportunities, world-class education facilities, and internationally recognized qualifications. Furthermore, its network of education institutions stays in limelight for offering several courses in different fields of study like law, engineering, accounting, politics, and marketing.
In addition to world-class education provided by the colleges and universities in London, massive education support is provided by some of the famous libraries of London like the British Library. Given the fact that London has managed to maintain the high standards in its education system, no wonder it is popular amongst students planning to go abroad for higher studies.
If you are planning to go to London for higher studies, be assured that you will get a lot of exposure and opportunities. But, there are also some risks involved that you must take care of as you will spend a fortune on studying in London. You can mitigate this risk to a great extent by taking student travel insurance. Here are a few benefits of student travel insurance while going to London for further studies: -
Coverage for Medical Expenses
In case you face any medical emergency in London, the cost of these medical emergencies could be very high. In fact, many a time these medical emergencies can become an unnecessary burden, especially if you are a student with limited earning. In such times of need, a travel insurance policy covers health emergency costs and is of great support in meeting such medical expenses.
Sometimes, a family member has to visit the student for compassionate reasons like illness and emotional support, to name a few. There is a clause under many international travel insurance policies that if the family member is paying a compassionate visit to the student, his/her cost of travel will be covered under the insurance policy. The policy, at times, also covers the expenses of the student visiting the family for emergency purposes.
Personal Liability gets Insured
Laws and rules prevailing in London are different from those governing India. If you, unknowingly, break any rule and end up causing damage to someone, you might have to compensate the affected party for the damages. These compensations can be an additional expense. Overseas travel insurance for students keeps you insured if you owe any such personal liabilities.
Keep Students Informed About Changes In The Policy
At times, the terms and conditions of the policy may change. For example, the insurance company might amend the amount of premiums or make changes in the terms and conditions related to medical coverage. Hence, it is their responsibility to inform students about the changes in the policy to avoid any trouble in case students need the claim. Furthermore, they also guide students with regards to managing their expenses and provide them with basic tips to adjust to foreign lands.
London is the dream city for every student who is planning to study abroad. After completing your education from a top college in London, you will have a great and progressive career.
From coverage of medical expenses and personal liability to that of study interruption, student travel insurance plans by Religare Health Insurance are designed keeping in mind the insurance needs of a student in a foreign destination. It is a big decision to study abroad; make the most of it with Religare Health Insurance by your side.