Nothing in the world can replace family. With the ongoing event of the coronavirus outbreak, people have been self-isolating themselves and spending time with their loved ones. As it is said that tough times reveal what really matters. Similarly, it is family only that stands with you in your tough time. Here, having a family floater health insurance plan acts as a savior. It is one the best options to protect your loved ones. As it is a single policy providing health coverage for family, that relieves you from the task of maintaining and keeping track of different health insurance plans and provides affordability.
Another benefit of this plan is that there is an option to add a new family member in this health insurance plan. It provides options with a higher sum insured than an individual health plan.
Advantages of Family Floater Health Insurance
Mentioned below are certain advantages of having a family floater health insurance:
- High sum insured: A family floater plan provides an option with higher sum insured than individual health plans. This plan covers individual, spouse and children. But, certain insurance companies like Religare Health Insurance also provide cover for dependent parents.
- Tax benefits: An individual can easily opt for tax benefits for the family floater health insurance plan as it offers tax deduction under Section 80D of the Income Tax Act.
- Increased medical cover:The family gets maximum medical coverage under this plan as it contains doctor consultations, pre and post hospitalization medical expenses and ambulance cover. Religare Health Insurance also offers the facility of medical check-up for the whole family.
- Use discounts: In this health insurance plan, an individual can avail discounts that are offered by this plan.
Tips to Choose a Family Floater Health Insurance Plan
With the help of improved technology, it has now become easier to opt for a family floater health plan. An individual can opt for a plan with lesser waiting period for pre-existing diseases. You can choose the plan that offers flexibility to increase the sum insured. Make sure to opt for a plan with minimum exclusions. You can select a plan with minimum exclusions.
A family floater plan is the most effective health insurance plan that secures your near and dear ones. This plan is a single policy that an individual can opt for his entire family and it also relives an individual from maintaining several health insurances plans for each person in the family.
You can opt for a family floater plan from Religare Health Insurance that helps you in securing the health of your family. Before buying a health insurance plan, it is advisable to do proper research to know which plan suits you the most. Tough time makes you realize the value of the most precious thing in your life. We at Religare Health Insurance care about our customers and their well-being. The expenses arising from coronavirus treatment are also covered, subject to policy terms and conditions.
We always want you to be prepared and stay safe.