Coronavirus pandemic has triggered panic across the country. However, the lockdown is giving you enough time to think about yours and your family’s future. After COVID-19 Outbreak, you must have realized that we are not immune to ailments and uncertainties. You cannot predict when a medical crisis can swipe your health, happiness, and money. Due to medical inflation, healthcare costs are rising and getting out of pocket expense for a common mass. Therefore, you should understand that yours and your family security is your utmost responsibility.
If, you are wondering how you can buy health insurance while sitting at home. Here we have five reasons to opt for health insurance online:
Health Insurance Premium Calculator
You can use a health insurance premium calculator available on the website. It gives you the quote including the premium amount with the details about the plan. You can calculate the premium of all the plans that you are looking for and choose the most suitable one accordingly.
Check Network Hospitals
Now, you can easily check the network hospitals while entering your location with pin code. So, during an emergency, you do not need to howl from one hospital to another. You can reach the nearest hospital for the treatment and commutation will be easy for the attendants.
Read Brochure and Prospectus
You can download or read the brochure and prospectus available online. Look at the type of coverage available in the plan. Pre and post-hospitalization expenses, treatment, and medication should be covered. Moreover, organ donor, day care treatment, dialysis cover, ambulance cover, second opinion, and should also be included in policy.
Before making your buying decision check you should also check the policy exclusions. Exclusions are the conditions when you cannot get the claim. The exclusion list also available online, so you can read them carefully and opt for a plan with minimal exclusions.
Online review is a good way to check the credibility of a health insurance provider. Customers give their reviews, share their experience, and rate its services. Based on this real-time information you can check how trustworthy the insurer is and proceed accordingly.
Online Document Submission
You can also submit the documents online. You do not need to visit the branch office of the health insurance company. The list of the required documents available in the online application form, you can submit them in a single click. After submission, your documents will be verified by the respective team and send you the acknowledgment.
After online submission of the documents, you can make an online payment via net banking, debit or credit cards or, payment wallets. You do not need to arrange cash to buy the policy. Buying online health insurance is safe, secure, and hassle-free.
Investment in health insurance is a wise decision that you can take to protect yourself and your family during any medical emergency. Avail a comprehensive health insurance policy offered by Religare Health Insurance online, a brand you can trust upon. It offers maximum coverage at affordable premiums. Remember, this small investment in health insurance can save you from a big financial crisis.