4 Health Insurance Myths Debunked


Health insurance is something that has helped in making medical treatment easier for many people. And it is important that everyone has health insurance. Even before trying to invest in long-term goals, it is important that you have a medical insurance policy in place. If illness does come knocking at your door, you have the financial security you need to deal with it. 

However, there are a lot of people who still skip health insurance because of the myths that surround this insurance product. What’s more, many of the medical insurance holders don’t renew their health insurance because of hearsay. But what exactly are these myths? Let’s find out: - 

Myth 1: Young People Don’t Require Health Insurance 

Believe it or not, many people have this misconception that health insurance is related to age. Well, it is not. You don’t have to be old t buy a health or mediclaim policy. That being said, buying health insurance at an early age is going to be beneficial for you. Why you may ask? Because medical insurance premium paid at an early age is a lot more affordable on the pocket while giving you the necessary health cover.

Myth 2: Corporate Plans will Take Care of Everything

Corporate organizations are no doubt doing their best to offer the benefit of health insurance to their employees through corporate plans. While many organizations offer health insurance covers to their employees, do keep in mind that it is valid only till you are the employee of the organization. Once you have quit the company, your corporate health insurance will no longer be applicable. That is why having a personal health insurance policy is the way to stay covered. 

Myth 3: Pregnancy is Not Covered 

No, that’s not true. Some of the best health insurance plans cover maternity-related expenses as well. Having a health insurance policy that covers pregnancy helps you deal with hospital bills easily so that all your focus is on the newest addition(s) in the family! Adding to this, health insurance policies with pregnancy covers also offer services after the delivery for up to a certain timeframe.

Myth 4: Health Insurance Doesn’t Provide Adequate Cover

Absolutely NOT! Health insurance policies are not limited to just critical medical conditions. You can find insurance plans for diabetes and hypertension as well which are given without any pre-medical check-up to anyone above the age of 18 years. Adding to this, there are some super top-up covers included in the health insurance policies that help in ensuring a hassle-free experience. 

in India that offers the best health insurance plans at competitive prices. The plans offered by Religare are simple, effective and all-encompassing, thus ensuring the security of health-related expenses for your loved ones.