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Student Travel Insurance

Secure your trip with Student Travel Insurance

The world is your classroom when you have student travel insurance to take care of your travel worries. Studying abroad in the top international universities is a dream for many Indian students. It opens their avenues for a bright future and gives them a diversified learning experience. However, even after meticulously planning at times, international traveling comes with lots of surprises. Therefore, to make your journey towards your goal easy, we offer- Explore Student Travel Insurance. Our customized travel insurance plans are explicitly designed for aspiring students who want to study abroad for a prolonged duration. It covers medical and non-medical risks such as emergency hospitalization, personal accident, study interruption, loss of baggage, passport, medical evacuation, and much more.

So, give wings to your dreams and acclimatize yourself to a new culture and country worry-free.

What is Covered under Student Travel Insurance?

We offer comprehensive travel insurance online. Check below the travel insurance coverage and pick it now:

  • Emergency hospitalization: If you find yourself in a medical emergency that requires hospitalization, our travel insurance plan provides you complete cover encompassing IPD and OPD expenses.
  • Pre-existing diseases: If you have a pre-existing illness, and it is a life-threatening condition, do not worry. We offer coverage for it as well.
  • Treatment in home country: If you require further treatment in your home country, there is coverage for expenses for up to 30 days or up to the policy end date, whichever is earlier.
  • Medical Evacuation: Get cover during an emergency when there is a need for medical evacuation to the home country.
  • Loss of passport and checked-in baggage: Get coverage up to USD 750 for loss of checked-in baggage or delay of checked-in baggage. For delay of checked-in baggage, you will get the cover for up to USD 100. In case of loss of passport, the plan offers a cover of up to USD 300.
  • Loss of International Driving License: Driving in a foreign country is thrilling. But if you lost your international driving license, then it can be trouble. We provide you compensation up to USD 150.
  • Study Interruption: If due to your emergency hospitalization for 30 consecutive days or the death of an immediate family member due to an injury, your study interrupts, we will indemnify your tuition fees.

*Please read the policy T & C, brochure, and prospectus to know more about our health insurance plans cover as it may vary.

What is not Covered in the Student Travel Insurance?

  • War or nuclear consequences thereof
  • Expenses that can be attributed to drug use/abuse/misuse, or alcohol
  • Any ionizing radiation or any contamination that arises out of the same
  • Any intentional suicide, self-injury, or any attempted suicide
  • Any claims that are related to hazardous activities
  • The individual insured involved in breaching the law
  • HIV/AIDS

How do I get myself Student Travel Insurance?

One right way to get insurance yourself is to opt for the Student Explore offer available on our website. It allows you to choose from a myriad of plans, making it easier for you to choose from. This way, you remain protected against any sudden mishap as the plan covers a range of illnesses and diseases.

The travel insurance for students plan is planned in such a way that you enjoy some new-age benefits. You will be able to get a catalog of services that will make your stay abroad much safer. The premiums for these services are low enough to be affordable for students.

Check: International Travel Insurance

Key Benefits of Student Travel Insurance Plan

With Student Explore, you can cover all the significant aspects of the plan, including the likes of in-patient care, medical expenses, and so much more. It becomes more comfortable for you to choose a plan that suits your needs and benefits.
Here are some of the main features and benefits of the Student Explore plan:

  • You can enjoy a long and comprehensive list of the travel, medical and non-medical expenses that are present in our product
  • You can also choose optional covers for your mandatory university requirements
  • The coverage tenure is need-based and extends anywhere from 1 month to 2 years
  • The Student Explore package also allows you to choose your very own geographical scope of coverage
  • Other features like sponsor protection, bail bond, laptop/tablet, and accidental benefits, just to name a few
  • There is no pre-policy checkup that is needed for those looking to go through with the purchase
  • Insurance Coverage is available at a low and affordable cost, perfect for those who are going to study at international universities
  • Extended coverage available in the country for the candidate resides in and in the home country as well

For complete product details, kindly refer to Prospectus and Sales Literature in the Download Section. Click here

Student Travel Insurance Plan Options
Benefit Deductible Explore Start Explore Plus Explore Super Explore Ultra
Medical Expenses US $ 100 NA US $50,000 / US $
100,000
US $ 50,000 / US $
100,000 / US $
300,000 / US $
500,000
US $ 50,000 / US $
100,000 / US $
300,000 / US $
500,000 / US $
1,000,000
In-patient Care US $ 100 NA Up to SI of Medical Expenses Up to SI of Medical Expenses Up to SI of Medical Expenses
Pre-Existing Disease Cover in Life Threatening Medical Condition US $ 100 NA Up to 10% of SI of Medical Expenses Up to 10% of SI of Medical Expenses Up to 10% of SI of Medical Expenses
Extended Cover in the Country of Residence US $ 100 NA Up to SI of Medical Expenses Up to SI of Medical Expenses Up to SI of Medical Expenses
Out-patient Care US $ 100 NA Up to SI of Medical Expenses Up to SI of Medical Expenses Up to SI of Medical Expenses
Repatriation of Mortal Remains
(Part of Medical Expenses)
- NA US $ 7,500 Up to SI of Medical Expenses Up to SI of Medical Expenses
Medical Evacuation
(Part of Medical Expenses)
- NA US $ 7,500 Up to SI of Medical Expenses Up to SI of Medical Expenses
Dental Expenses US $ 50 NA US $ 250 US $ 500 US $ 750
Daily Allowance 3 days NA NA NA US $ 50 per day,
max 7 days
Accidental Death
Permanent Total Disablement
Permanent Partial Disablement
- US $ 30,000 US $ 15,000 US $ 30,000 US $ 30,000
Compassionate Visit - US $ 5,000 NA US $ 5,000 US $ 7,500
Loss of Checked-in Baggage - US $ 1000 US $ 500 US $ 1000 US $ 2000
Delay of Checked-in Baggage 12 hours US $ 150 NA US $ 150 US $ 150
Loss of Passport US $ 50 US $ 150 US $ 150 US $ 150 US $ 200
Loss of International driving license US $ 50 US $ 100 NA US $ 100 US $ 150
Personal Liability US $ 200 US $ 100,000 US $ 100,000 US $ 100,000 US $ 100,000
Study interruption - US $ 10,000 US $ 7,500 US $ 10,000 US $ 15,000
Sponsor Protection - US $ 15,000 US $ 10,000 US $ 15,000 US $ 15,000
Bail Bond - US $ 5,000 US $ 500 US $ 5,000 US $ 5,000
University Insolvency - NA NA NA US $ 7,500
Trip Delay 12 hours NA NA NA US $ 200
Loss of Laptop / Tablet - NA NA NA US $ 250
Emergency Cash Advance - NA NA NA US $ 1,000
Coverage at home country US $ 100 NA Up to 5% of SI of Medical Expenses Up to 5% of SI of Medical Expenses Up to 5% of SI of Medical Expenses
Treatment for Mental and Nervous disorders
(Part of Medical Expenses)
- NA NA US $ 1,500 US $ 3,000
Treatment for Alcoholism and Drug Dependency
(Part of Medical Expenses)
- NA NA US $ 1,500 US $ 3,000
Cancer screening and Mammographic Examination
(Part of Medical Expenses)
- NA NA US $ 2,000 US $ 4,000

For complete product details, kindly refer Prospectus and Sales Literature in the Download Section. Click here

Eligibility Criteria:

The eligibility criteria for the Care Explore packs are as follows:

  • The minimum age of entry for the pack is 12 years

  • The maximum age of entry for the pack extends to 40 years

  • Renewal age for the pack is up to 40 years

  • The sum insured can be anywhere between $50,000 / $1,00,000 / $3,00,000 / $5,00,000 / $10,00,000

  • The policy tenure is anywhere between 1/3/6/9/12/15/18/24 months depending on which you'd like to avail

  • The premium for the insurance coverage is calculated on the basis of trip duration; the sum insured, destination as well as the age

Claiming process:

To claim the CHI's Student Explore, inform the service provider regarding any and every medical claim. If a situation of non-intimation occurs, then CHI's can invalidate the claim.
The service provider details for the various countries include:

  • USA - ( 1 844 209 1106)

  • Canada – ( 1 844 209 1107)

  • Any other country ( 91 11 40608688)

  • Email ID - customerfirst@careinsurance.com

  • Fax - ( 91 11 41898801)

Thus, Care overseas Student Travel Insurance- Student Explore plans to allow you to choose from a range of options, making it easier for you to study abroad. Studying will become more comfortable when all the other priorities are taken care of with the different available options. You must understand the various deals offered and then proceed to choose one that works for you.

With the range of options available and the ease with which they can be availed, you can claim student travel insurance to the USA and student travel insurance to Europe. You'll be able to get the best student insurance packs with which you can roam and enjoy the rest of your student life abroad.

Choose Care Student Travel Insurance and have the best coverage in universities worldwide to make it easier for you to live life.

WhatsApp Chat Support: 8860402452

Disclaimer: For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.

UIN: IRDA/NL-HLT/RHI/P-T/V.I/71/2014-15. UAN2: 19032848.

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