|Features (Sum Insured )||2 Lac. 3 Lac. 4 Lac||5 Lac. 7 Lac, 10 Lac||15 Lac. 20 Lac, 25 Lac||50 Lac, 60 Lac|
|Pre-hospitalisation||30 days||30 days||30 days||30 days|
|Post-hospitalisation||60 days||60 days||60 days||60 days|
|Day Care Treatments||Yes||Yes||Yes||Yes|
|Room Rent||1% of SI per day||Single Private Room||Single Private Room
Upgradable to Next Level
|Single Private Room
Upgradable to Next Level
|ICU Charges||2% of SI per day||No Limit||No Limit||No Limit|
|Doctor's Fee etc.||No Limit||No Limit||No Limit||No Limit|
|Other Medical Charges||No Limit||No Limit||No Limit||No Limit|
|Daily Allowance||500 per day upto 5 days||-||-||-|
|Ambulance Cover||1,500 per claim||2,000 per claim||2,500 per claim||3,000 per claim|
|Domiciliary hospitalisation||Up to 10% of SI||Up to 10% of SI||Up to 10% of SI||Up to 10% of SI|
|Organ Donor Cover||50,000||1,00,000||2,00,000||3,00,000|
|Annual Health Check-up||Yes||Yes||Yes||Yes|
|No Claim Bonus||Yes||Yes||Yes||Yes|
|Auto-Recharge of Sum Insured||Yes||Yes||Yes||Yes|
|In case of emergency, please intimate us within 24 hours of hospitalisation.
If planned hospitalisation, intimate us 48 hours prior to your admission.
Request for Pre-Authorisation
Claim From Submission
|Complete the pre-authorisation form available at the hospital's insurance/TPA Desk and send us through email/fax. This form can also be downloaded from here.||Submission of claim from along with required documents, as per the policy terms & conditions The form can be downloaded form here.|
|To know upload list of network hospitals for cashless treatment or for further information click here. You may also call us on 1800-200-4488 or write to us at email@example.com|
|Minimum entry age||91 days|
|Maximum age||No age bar|
|Renewal||Lifelong Renewability. The Policy can be renewed under the then prevailing
Health Insurance Product or its nearest substitute approved by RDA.
|Renewal premium||Premium payable on renewal and on subsequent continuation of cover arc subject to change with prior approval from IRDA.|
|Co-payment (SI S Lac & above)||If you are 61 years old or more, you will have to pay 20% of the claim amount under the policy We pay the rest.|
|Waiting period||30 days for any illness except injury|
|Waiting period for pre-existing illnesses||Four years of continuous coverage|
|Change in sum insured||You can enhance your sum insured under the policy only upon renewal|
|Grace period||30 days from the date of expiry to renew the policy|
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